# Bereavement on ISA

**URL:** <https://community.trading212.com/t/bereavement-on-isa/6624>\
**Category:** 🤝 Help\
**Created:** [May 14, 2020, 9:46pm UTC](https://community.trading212.com/t/bereavement-on-isa/6624 "2020-05-14T21:46:28Z")\
**Posts on this page:** 9\
**Page:** 1

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**Author:** ![dropbrick](https://avatars.discourse-cdn.com/v4/letter/d/8baadc/32.png) [@dropbrick](https://community.trading212.com/u/dropbrick)\
**Post date:** [May 14, 2020, 9:46pm UTC](https://community.trading212.com/t/bereavement-on-isa/6624/1 "2020-05-14T21:46:28Z")

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Hi,  
Is there a specific procedure in case of death of the account holder ?

I know banks will normally require a death certificate and a will to unlock any funds but was wondering if Trading212 is the same. Please let me know if you have any information on this.

Thanks

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**Author:** ![dropbrick](https://avatars.discourse-cdn.com/v4/letter/d/8baadc/32.png) [@dropbrick](https://community.trading212.com/u/dropbrick)\
**Post date:** [May 24, 2020, 5:40pm UTC](https://community.trading212.com/t/bereavement-on-isa/6624/2 "2020-05-24T17:40:56Z")

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Would a will + death certificate be enough for all the Trading212 accounts ? (ISA, Invest and CFD)

Thanks

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**Author:** ![dropbrick](https://avatars.discourse-cdn.com/v4/letter/d/8baadc/32.png) [@dropbrick](https://community.trading212.com/u/dropbrick)\
**Post date:** [June 1, 2020, 7:11am UTC](https://community.trading212.com/t/bereavement-on-isa/6624/3 "2020-06-01T07:11:44Z")

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Morning @David any info on this ?

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**Author:** ![pbigmoon](https://avatars.discourse-cdn.com/v4/letter/p/73ab20/32.png) [@pbigmoon](https://community.trading212.com/u/pbigmoon)\
**Post date:** [June 1, 2020, 8:01am UTC](https://community.trading212.com/t/bereavement-on-isa/6624/4 "2020-06-01T08:01:44Z")

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Interested in this too

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**Author:** ![moiettoi](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/moiettoi/32/7767_2.png) [@moiettoi](https://community.trading212.com/u/moiettoi)\
**Post date:** [June 1, 2020, 8:09am UTC](https://community.trading212.com/t/bereavement-on-isa/6624/5 "2020-06-01T08:09:52Z")

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Would like to know too

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**Author:** ![David](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/david/32/39_2.png) [@David](https://community.trading212.com/u/David)\
**Post date:** [June 1, 2020, 9:42am UTC](https://community.trading212.com/t/bereavement-on-isa/6624/6 "2020-06-01T09:42:58Z")

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@dropbrick Yes, there is. It’s usually dealt with on a case by case basis but generally, the process is similar to the banks’ procedures -\> certificate of death + will. If not in the original form, they’ll need to be certified copies.

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**Author:** ![Alpha](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/alpha/32/3105_2.png) [@Alpha](https://community.trading212.com/u/Alpha)\
**Post date:** [June 1, 2020, 11:31am UTC](https://community.trading212.com/t/bereavement-on-isa/6624/7 "2020-06-01T11:31:02Z")

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What happens in the case of no will? I won’t be writing a will anytime soon, decades at least.

@David Have you any plans to allow us to name **beneficiaries** like is the norm with workplace pensions?

This way it will be death certificate + match to beneficiary in your systems.

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**Author:** ![David](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/david/32/39_2.png) [@David](https://community.trading212.com/u/David)\
**Post date:** [June 3, 2020, 8:22am UTC](https://community.trading212.com/t/bereavement-on-isa/6624/8 "2020-06-03T08:22:58Z")

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@Alpha I believe that in the UK, it’s only life insurance and pension products that permit the naming of beneficiaries. It’s not done for bank accounts or investment products. I’d recommend seeking professional advice as we’re just not able/allowed to advise you on Tax, Estate Planning, or Legal Advice on our services.

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**Author:** ![Cashurkash](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/cashurkash/32/2350_2.png) [@Cashurkash](https://community.trading212.com/u/Cashurkash)\
**Post date:** [June 3, 2020, 5:37pm UTC](https://community.trading212.com/t/bereavement-on-isa/6624/9 "2020-06-03T17:37:53Z")

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This would actually be a pretty cool feature to add for the account itself and not just an ISA.

Not just for bereavement but, incase of an accident also that would render the account holder of a different mindset than when first joining (RTA with serious head injuries).

Maybe a self executing smart contract instead of a will?

No one can predict the future let alone their own