# Does anyone use Interest on Shares and how is it working out?

**URL:** <https://community.trading212.com/t/does-anyone-use-interest-on-shares-and-how-is-it-working-out/88630>\
**Category:** 📊 Investing\
**Created:** [November 1, 2025, 2:38pm UTC](https://community.trading212.com/t/does-anyone-use-interest-on-shares-and-how-is-it-working-out/88630 "2025-11-01T14:38:56Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![alinasia](https://avatars.discourse-cdn.com/v4/letter/a/9d8465/32.png) [@alinasia](https://community.trading212.com/u/alinasia)\
**Post date:** [November 1, 2025, 2:38pm UTC](https://community.trading212.com/t/does-anyone-use-interest-on-shares-and-how-is-it-working-out/88630/1 "2025-11-01T14:38:56Z")

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I am interested to know if anyone uses Interest on Shares and is it worth it?

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**Author:** ![Sheepfoot](https://avatars.discourse-cdn.com/v4/letter/s/8491ac/32.png) [@Sheepfoot](https://community.trading212.com/u/Sheepfoot)\
**Post date:** [November 1, 2025, 3:55pm UTC](https://community.trading212.com/t/does-anyone-use-interest-on-shares-and-how-is-it-working-out/88630/2 "2025-11-01T15:55:45Z")

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Hi Alinasia. There is no interest on shares, only on the cash in the stocks and shares account. That is, any unspent cash or cash realised from selling shares.

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**Author:** ![Scrooge\_McCodf](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/scrooge_mccodf/32/18951_2.png) [@Scrooge\_McCodf](https://community.trading212.com/u/Scrooge_McCodf)\
**Post date:** [November 1, 2025, 4:50pm UTC](https://community.trading212.com/t/does-anyone-use-interest-on-shares-and-how-is-it-working-out/88630/3 "2025-11-01T16:50:36Z")

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No this is incorrect. Outside of an ISA you can lend your shares should you wish to.

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**Author:** ![genzo1977](https://avatars.discourse-cdn.com/v4/letter/g/9e8a1a/32.png) [@genzo1977](https://community.trading212.com/u/genzo1977)\
**Post date:** [November 1, 2025, 6:20pm UTC](https://community.trading212.com/t/does-anyone-use-interest-on-shares-and-how-is-it-working-out/88630/4 "2025-11-01T18:20:16Z")

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Yes, you can do this in the normal Invest account. There’s quite some info here:

[https://www.trading212.com/share-lending](https://www.trading212.com/share-lending)

I’ve not used it myself, though.