# 💳 Goodbye FX fee **URL:** \ **Category:** 📰 What's new\ **Created:** [December 2, 2024, 5:33pm UTC](https://community.trading212.com/t/goodbye-fx-fee/78834 "2024-12-02T17:33:11Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![Momchil.G](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/momchil.g/32/22807_2.png) [@Momchil.G](https://community.trading212.com/u/Momchil.G)\ **Post date:** [December 2, 2024, 5:33pm UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/1 "2024-12-02T17:33:11Z")
🔥 Today we’re removing the FX fee on all card transactions! 👉 Get your ultimate travel card now: [trading212.com/cards](http://trading212.com/cards) ✅ No FX fee, true interbank rate - zero spread markups ✅ 1.5% cashback until 1 Jan 25, 0.5% thereafter ✅ Earn 4.9% AER on your pounds and 3.7% on your euros. Earned daily. Withdraw anytime. ✅ Free - no hidden fees, no subscription plans, no tiers Available with a Trading 212 Invest account. When investing, your capital is at risk. Interest applies on cash in an investment account. Terms apply. ATM withdrawals are free up to £400/€400 per month, 1% ATM fee applies thereafter. Get up to £20/€23 cashback every month. ![4;5](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/3X/b/b/bb8c34ff82f09e6122939c16793772e260bac150.jpeg) ---
**Author:** ![kirisaak](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/kirisaak/32/603_2.png) [@kirisaak](https://community.trading212.com/u/kirisaak)\ **Post date:** [December 2, 2024, 5:39pm UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/2 "2024-12-02T17:39:20Z")
I wil just say one word!! Revolutionary!!! 😃 ---
**Author:** ![StockHog100](https://avatars.discourse-cdn.com/v4/letter/s/258eb7/32.png) [@StockHog100](https://community.trading212.com/u/StockHog100)\ **Post date:** [December 2, 2024, 6:07pm UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/3 "2024-12-02T18:07:22Z")
Thank you! You guys are really making T212 a great place to be and stay!! ---
**Author:** ![NakamuraRTS](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/nakamurarts/32/22791_2.png) [@NakamuraRTS](https://community.trading212.com/u/NakamuraRTS)\ **Post date:** [December 2, 2024, 6:45pm UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/4 "2024-12-02T18:45:52Z")
Great offering. Thank you! ---
**Author:** ![Care26](https://avatars.discourse-cdn.com/v4/letter/c/a5b964/32.png) [@Care26](https://community.trading212.com/u/Care26)\ **Post date:** [December 3, 2024, 9:04am UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/5 "2024-12-03T09:04:03Z")
Good morning, Is it possible to say goodbye to FX fees across your platform, please, including GBP to other currencies and trading, etc? Thanks. ---
**Author:** ![Hypero](https://avatars.discourse-cdn.com/v4/letter/h/ac91a4/32.png) [@Hypero](https://community.trading212.com/u/Hypero)\ **Post date:** [December 3, 2024, 10:11am UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/7 "2024-12-03T10:11:01Z")
Hello, ATM withdrawals with only virtual card possible? Thank you. ---
**Author:** ![Bogi.H](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/bogi.h/32/23576_2.png) [@Bogi.H](https://community.trading212.com/u/Bogi.H)\ **Post date:** [December 3, 2024, 11:30am UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/8 "2024-12-03T11:30:34Z")
@Care26, if such a change occurs, we’ll immediately announce it. @Hypero, virtual cards can be used only for contactless payments. ---
**Author:** ![Hypero](https://avatars.discourse-cdn.com/v4/letter/h/ac91a4/32.png) [@Hypero](https://community.trading212.com/u/Hypero)\ **Post date:** [December 3, 2024, 12:31pm UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/9 "2024-12-03T12:31:00Z")
Hello, CZK in invest account. In case of cardpayment in f.e. EUR, would it convert automatically or do I need to convert manually prior? Thank you. ---
**Author:** ![Bogi.H](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/bogi.h/32/23576_2.png) [@Bogi.H](https://community.trading212.com/u/Bogi.H)\ **Post date:** [December 3, 2024, 3:12pm UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/10 "2024-12-03T15:12:08Z")
We always check the currency in which your transaction is first. If its balance is insufficient, we will check your account’s base currency. If that also can’t cover the transaction and you have cash in other currencies, we will use the next currency with the most free funds. Keep in mind that a single transaction will always be completed in one currency. We won’t combine funds from multiple currencies to complete the purchase. ---
**Author:** ![Greedless9569](https://avatars.discourse-cdn.com/v4/letter/g/ea666f/32.png) [@Greedless9569](https://community.trading212.com/u/Greedless9569)\ **Post date:** [December 3, 2024, 5:17pm UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/11 "2024-12-03T17:17:15Z")
Is this feature being released gradually or is it country-dependent? I haven’t received a notification and haven’t had any FX transactions in the past day so I’m wondering if this applies to me. Thank you! ---
**Author:** ![Care26](https://avatars.discourse-cdn.com/v4/letter/c/a5b964/32.png) [@Care26](https://community.trading212.com/u/Care26)\ **Post date:** [December 3, 2024, 11:27pm UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/12 "2024-12-03T23:27:01Z")
Please do it, as only card fx fee waving is just a small fraction of your company. If you wave all the fx fees systemwide, you’ll get more customers. Thanks. ---
**Author:** ![Momchil.G](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/momchil.g/32/22807_2.png) [@Momchil.G](https://community.trading212.com/u/Momchil.G)\ **Post date:** [December 4, 2024, 7:51am UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/13 "2024-12-04T07:51:28Z")
Hey, @Greedless9569 - the change is not being released gradually and isn’t country-dependent. All future payments you make with the 212 card in a foreign currency will be fee-free. ---
**Author:** ![Care26](https://avatars.discourse-cdn.com/v4/letter/c/a5b964/32.png) [@Care26](https://community.trading212.com/u/Care26)\ **Post date:** [December 4, 2024, 10:56pm UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/14 "2024-12-04T22:56:10Z")
@Bogi.H What percentage of your company fx fees are generating income from fx fee… the card section or stocks…etc? ---
**Author:** ![BInvestHQ](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/binvesthq/32/23692_2.png) [@BInvestHQ](https://community.trading212.com/u/BInvestHQ)\ **Post date:** [December 5, 2024, 8:12pm UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/15 "2024-12-05T20:12:58Z")
Let us be realistic… Trading 212 has to make money from it’s operations it can’t therefore remove all the FX fees and interest spreads and commisisions completely otherwise we will have to find another platform that will not be able to give it’s members such good offers. ---
**Author:** ![Care26](https://avatars.discourse-cdn.com/v4/letter/c/a5b964/32.png) [@Care26](https://community.trading212.com/u/Care26)\ **Post date:** [December 5, 2024, 11:27pm UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/16 "2024-12-05T23:27:12Z")
That wasn’t my question. ---
**Author:** ![trade](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/trade/32/6043_2.png) [@trade](https://community.trading212.com/u/trade)\ **Post date:** [December 6, 2024, 9:34am UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/17 "2024-12-06T09:34:27Z")
I’m clicking on the link and it asks me to log in and then it just shows me the trading interface instead of cards… ---
**Author:** ![Bogi.H](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/bogi.h/32/23576_2.png) [@Bogi.H](https://community.trading212.com/u/Bogi.H)\ **Post date:** [December 6, 2024, 9:42am UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/18 "2024-12-06T09:42:00Z")
I’ll drop you a DM to check the situation 🤜 🤛 ---
**Author:** ![verglor](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/verglor/32/25145_2.png) [@verglor](https://community.trading212.com/u/verglor)\ **Post date:** [December 10, 2024, 3:05pm UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/19 "2024-12-10T15:05:52Z")
Hello, if I use my T212 card to top up other external account (e.g. Revolut) will it also be with zero fx fee or is it only for payments in shops ? I assume cashback is also only for shop payments… ---
**Author:** ![Momchil.G](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/momchil.g/32/22807_2.png) [@Momchil.G](https://community.trading212.com/u/Momchil.G)\ **Post date:** [December 11, 2024, 9:24am UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/20 "2024-12-11T09:24:05Z")
Yes, there are no FX fees when using the card now. This applies to all transactions, regardless if making an online payment, an in-shop payment or topping up an external account. ---
**Author:** ![Care26](https://avatars.discourse-cdn.com/v4/letter/c/a5b964/32.png) [@Care26](https://community.trading212.com/u/Care26)\ **Post date:** [December 19, 2024, 8:53am UTC](https://community.trading212.com/t/goodbye-fx-fee/78834/22 "2024-12-19T08:53:37Z")
Hi @Bogi.H any news on my card delivery and apple watch interpretation, please? 2 cards were ordered, nothing arrived! [Next page](https://community.trading212.com/t/goodbye-fx-fee/78834.md?page=2)