# Initial Deposit

**URL:** <https://community.trading212.com/t/initial-deposit/23133>\
**Category:** 🥧 Pies & AutoInvest\
**Created:** [October 15, 2020, 3:24pm UTC](https://community.trading212.com/t/initial-deposit/23133 "2020-10-15T15:24:02Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![Vedran](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/vedran/32/182_2.png) [@Vedran](https://community.trading212.com/u/Vedran)\
**Post date:** [October 15, 2020, 3:24pm UTC](https://community.trading212.com/t/initial-deposit/23133/1 "2020-10-15T15:24:02Z")

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Hello Team,

Was wondering if intended behavior:

1. Create new Pie:
2. Add some holdings.
3. Setup Autoinvest , configure weekly/monthly schedule.
4. get to card select screen, press X.
5. Set Payment method.
6. Autoinveat Pie created with weekly/monthly schedule, without initial deposit made.

Result: avoid having to make initial deposit.  
So question, bug or working as intended?

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**Author:** ![L.D](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/l.d/32/3188_2.png) [@L.D](https://community.trading212.com/u/L.D)\
**Post date:** [October 16, 2020, 6:41am UTC](https://community.trading212.com/t/initial-deposit/23133/2 "2020-10-16T06:41:05Z")

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It is actually meant to work in that way. You can create a pie and decide not to deposit any funds at that moment. The pie is created at the moment that the slices are added and you pick a name for it, but you can come back later and deposit at any time suitable for you whether it’s manually or by picking an AutoInvest schedule.

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**Author:** ![Vedran](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/vedran/32/182_2.png) [@Vedran](https://community.trading212.com/u/Vedran)\
**Post date:** [October 16, 2020, 6:56am UTC](https://community.trading212.com/t/initial-deposit/23133/3 "2020-10-16T06:56:16Z")

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Not sure if we understood each other.

By steps above, I set up autoinvest schedule. I just avoided initial deposit. If this is work as intended, then why you have mandatory initial deposit on screen? As you cannot set initial deposit 0$.

 ![Screenshot_20201016-091514_Trading 212](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/2X/2/20a90218e94962827220464df8118351abf5bcfb.jpeg)

Because as I written, If i do steps below I configure schedule payments and autoinvest is enabled. We can avoid initial deposit.

Create a Pie:

 ![Screenshot_20201016-092554_Trading 212](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/2X/e/e215efdca178550d2f415d57fd3374a4a6bbc4fb.jpeg)

Add some holding:

 ![Screenshot_20201016-092559_Trading 212](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/2X/7/71d70b893f8911c66970082ad8755020d010ba4f.jpeg)

Configure Autoinvest:

 ![Screenshot_20201016-092601_Trading 212](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/2X/7/7ce2eb376bf627d578f040c10261ccd9c20edd0d.jpeg)

Setup weekly/monthly schedule:

 ![Screenshot_20201016-092612_Trading 212](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/2X/8/826e8bad4bebc61a935995fee9fefcefe784b941.jpeg)

Add Name:

 ![Screenshot_20201016-092617_Trading 212](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/2X/a/a47ecb049f49d3e17629b76704f47777d669c5aa.jpeg)

Fund Pie:

 ![Screenshot_20201016-092621_Trading 212](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/2X/7/71130e83fd4b8e833c996ad1f1ef651d4aa66ab7.jpeg)

On card select press X.

 ![20201016_092727](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/2X/f/fca280d78f64396d4d2f51e324e9380f5579d09b.jpeg)

Check new pie:

 ![Screenshot_20201016-093753_Trading 212](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/2X/2/2ad44b17423e7b818a0be010e0b8413759903a15.jpeg)

Add payment method:

 ![Screenshot_20201016-092641_Trading 212](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/2X/7/738b31a931fe7a0d1bb714ff5884c2bf924efe95.jpeg)

Select card of choice:

 ![20201016_093943](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/2X/9/9e7049b0ce2e9de39ae2fe038b775330d3a5d93f.jpeg)

Finished setting up autoinvest without initial deposit made.

 ![20201016_092931](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/2X/0/0942475afe3d67391a4fbe0431aed58093dea6ea.jpeg)

As seen Pie created, schedule set, card selected. However initial deposit avoided.

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<div class="post-metadata">

**Author:** ![George](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/george/32/22694_2.png) [@George](https://community.trading212.com/u/George)\
**Post date:** [October 16, 2020, 9:23am UTC](https://community.trading212.com/t/initial-deposit/23133/4 "2020-10-16T09:23:09Z")

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Hi @Vedran, we know about the “exploit”. We create the pie once you reach the payment step. If for some reason your payment fails, or you simply can’t pay now (e.g. you just realised your card expired) it wouldn’t be great from a user experience viewpoint not to allow you to proceed.

As for why we require the £1 minimum initial deposit - not all payment methods allow authorisation without making an actual charge.

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**Author:** ![B.E](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/b.e/32/12286_2.png) [@B.E](https://community.trading212.com/u/B.E)\
**Post date:** [May 20, 2022, 1:49pm UTC](https://community.trading212.com/t/initial-deposit/23133/5 "2022-05-20T13:49:49Z")

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3 posts were merged into an existing topic: [AutoInvest funds](https://community.trading212.com/t/autoinvest-funds/18653/76)
