# Investing frequentie

**URL:** <https://community.trading212.com/t/investing-frequentie/9708>\
**Category:** ⚖ Active trading\
**Created:** [June 13, 2020, 8:47am UTC](https://community.trading212.com/t/investing-frequentie/9708 "2020-06-13T08:47:00Z")\
**Posts on this page:** 14\
**Page:** 1

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**Author:** ![Pepijn031](https://avatars.discourse-cdn.com/v4/letter/p/77aa72/32.png) [@Pepijn031](https://community.trading212.com/u/Pepijn031)\
**Post date:** [June 13, 2020, 8:47am UTC](https://community.trading212.com/t/investing-frequentie/9708/1 "2020-06-13T08:47:00Z")

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Hey guys, i was wondering how often you invest. Im debating if i should invest 4 times, 2 times or once a month. So lets say i invest 1000 euro a month. But with 4 times i invest 250 every week and with 2 times i invest 500 once in every two weeks

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**Author:** ![Richard.W](https://avatars.discourse-cdn.com/v4/letter/r/b782af/32.png) [@Richard.W](https://community.trading212.com/u/Richard.W)\
**Post date:** [June 13, 2020, 9:06am UTC](https://community.trading212.com/t/investing-frequentie/9708/2 "2020-06-13T09:06:45Z")

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Studies show that investing as early as possible does best. So 12,000 at the start of the a year, rather than 1,000 per month over the year. This is because the market tends upwards more than downwards. Fewer entry points also means lower transaction fees and less record-keeping for tax. However, there are good reasons why you might not do that:

- maybe you do not have all your investment money ready at the start of the year.
- periodic investment means that you will have the satisfaction of sometimes buying in at a low price, and less regret if the single time point turns out to have been a high price day (so called “dollar cost averaging”)
- it may be more fun to buy more frequently and watch what happens with your positions. Why not have fun with your investing?

On a platform like Trading 212 where there is no fee per transaction, the third bullet is tempting for me (perhaps more than it should be). So I am setting aside a weekly investment amount and drip feed a few days each week. That has meant that I have bought some nice bargains in March/April this year.

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**Author:** ![Pepijn031](https://avatars.discourse-cdn.com/v4/letter/p/77aa72/32.png) [@Pepijn031](https://community.trading212.com/u/Pepijn031)\
**Post date:** [June 13, 2020, 9:22am UTC](https://community.trading212.com/t/investing-frequentie/9708/3 "2020-06-13T09:22:30Z")

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So you like to invest weekly?

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**Author:** ![Richard.W](https://avatars.discourse-cdn.com/v4/letter/r/b782af/32.png) [@Richard.W](https://community.trading212.com/u/Richard.W)\
**Post date:** [June 13, 2020, 9:26am UTC](https://community.trading212.com/t/investing-frequentie/9708/4 "2020-06-13T09:26:48Z")

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I am making about 20 purchases a month on Trading 212. Some days 0, other days 5. In accounts with other brokers I use their special day each month when cost to buy in a SIPP is £1.50 rather than the usual £9.99.

Some of my investments are small. Even just £25. It is more fun to invest £50 per day than £250 per week. But other times I have invested 4 or 5 figures at once. Pies are interesting. They can involve making really small investments into each element of the pie. I had never thought a day would come that I would see myself buying 0.001 of a share.

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**Author:** ![Pepijn031](https://avatars.discourse-cdn.com/v4/letter/p/77aa72/32.png) [@Pepijn031](https://community.trading212.com/u/Pepijn031)\
**Post date:** [June 13, 2020, 10:00am UTC](https://community.trading212.com/t/investing-frequentie/9708/5 "2020-06-13T10:00:14Z")

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Yea with the pie feature you can spread your risk. I would like to invest a set Amount each month, and by investing it weekly(or more) i spread the risk. I think

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**Author:** ![Dao](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/dao/32/20739_2.png) [@Dao](https://community.trading212.com/u/Dao)\
**Post date:** [June 13, 2020, 1:46pm UTC](https://community.trading212.com/t/investing-frequentie/9708/6 "2020-06-13T13:46:17Z")

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I used to fund once a month, then I split that funding into two thirds on the first day of the month and the remaining third roughly a week later. Now I am giving the daily depositing for pie investing a go.

with few deposits it was hard to split the funds across stocks so I ended up with a rather small portfolio of about 4-6 holdings that grew with a certain portion of my funds. 3 holdings made about 90% and the last was split between those 1-3 others.

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**Author:** ![Pepijn031](https://avatars.discourse-cdn.com/v4/letter/p/77aa72/32.png) [@Pepijn031](https://community.trading212.com/u/Pepijn031)\
**Post date:** [June 13, 2020, 4:05pm UTC](https://community.trading212.com/t/investing-frequentie/9708/7 "2020-06-13T16:05:26Z")

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I think i will go for funding every monday. I did some research and it says the overal monday is the best day to buy. I know on the longterm it doesnt matter that much, but every bits help! So 4 times a month. Thanks for all the responses!

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**Author:** ![EquityInvestor](https://avatars.discourse-cdn.com/v4/letter/e/8491ac/32.png) [@EquityInvestor](https://community.trading212.com/u/EquityInvestor)\
**Post date:** [June 13, 2020, 4:18pm UTC](https://community.trading212.com/t/investing-frequentie/9708/8 "2020-06-13T16:18:30Z")

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@Pepijn031, why Monday?  
Does the market usual dip on Friday afternoons?

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**Author:** ![Richard.W](https://avatars.discourse-cdn.com/v4/letter/r/b782af/32.png) [@Richard.W](https://community.trading212.com/u/Richard.W)\
**Post date:** [June 13, 2020, 5:44pm UTC](https://community.trading212.com/t/investing-frequentie/9708/9 "2020-06-13T17:44:54Z")

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> [@EquityInvestor](#):
>
> @Pepijn031, why Monday?

I’ve read that if Monday has any advantage it is probably just because earlier is better. In general, more weeks end up than end down.

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**Author:** ![Joppy](https://avatars.discourse-cdn.com/v4/letter/j/a9a28c/32.png) [@Joppy](https://community.trading212.com/u/Joppy)\
**Post date:** [June 13, 2020, 8:30pm UTC](https://community.trading212.com/t/investing-frequentie/9708/10 "2020-06-13T20:30:40Z")

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You may want to avoid buying within the first hour or two of market opening as prices tend to jump up before settling or at least the first 15-20 mins.

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**Author:** ![Pepijn031](https://avatars.discourse-cdn.com/v4/letter/p/77aa72/32.png) [@Pepijn031](https://community.trading212.com/u/Pepijn031)\
**Post date:** [June 13, 2020, 11:03pm UTC](https://community.trading212.com/t/investing-frequentie/9708/11 "2020-06-13T23:03:54Z")

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Ive read that monday is the best day to buy. Do you guys agree on this or not? Im investing for the long term but i like to figure the details out.

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**Author:** ![victor](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/victor/32/1967_2.png) [@victor](https://community.trading212.com/u/victor)\
**Post date:** [June 15, 2020, 7:36am UTC](https://community.trading212.com/t/investing-frequentie/9708/12 "2020-06-15T07:36:06Z")

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I chose weekly investments on Mondays. I wanted to invest weekly then Monday was chosen after I read this article: [https://www.investopedia.com/day-trading/best-time-day-week-month-trade-stocks/](https://www.investopedia.com/day-trading/best-time-day-week-month-trade-stocks/)

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**Author:** ![laguiar](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/laguiar/32/275_2.png) [@laguiar](https://community.trading212.com/u/laguiar)\
**Post date:** [June 15, 2020, 10:14am UTC](https://community.trading212.com/t/investing-frequentie/9708/13 "2020-06-15T10:14:49Z")

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For dollar cost averaging, weekly or biweekly is very fine, if you have a small amount that maybe has to be invested all at once, doing monthly is OK, on the long term you will have a bit higher average cost for your portfolio, but nothing really drastic.

You can also choose according to momentum, if the market is a bullish, then higher amounts early means more returns, so you can choose to invest all at once in a month or biweekly instead of weekly.  
But again, besides some very lucky weeks, on the long term the difference won’t be very noticeable.

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**Author:** ![dmclean1989](https://avatars.discourse-cdn.com/v4/letter/d/7ab992/32.png) [@dmclean1989](https://community.trading212.com/u/dmclean1989)\
**Post date:** [June 16, 2020, 5:45am UTC](https://community.trading212.com/t/investing-frequentie/9708/14 "2020-06-16T05:45:31Z")

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I have set up a small auto invest for my pay day but plan on manually buying mostly when the premarkets are heavily red. I personally believe there will be another correction in the markets before year-end as prices are out of sync with the fundamentals following the global lock downs. Because of this, i am currently holding a higher % of cash than I’d like.

Once the market stabilises a bit i will fund my account monthly and buy weekly unless there’s a particular opportunity 👍.

Good luck everyone
