# MasterCard dividend withheld **URL:** \ **Category:** 🤝 Help\ **Created:** [February 10, 2020, 9:06am UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453 "2020-02-10T09:06:23Z")\ **Posts on this page:** 13\ **Page:** 1
**Author:** ![Motiv7](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/motiv7/32/349_2.png) [@Motiv7](https://community.trading212.com/u/Motiv7)\ **Post date:** [February 10, 2020, 9:06am UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453/1 "2020-02-10T09:06:23Z")
![image](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/1X/3b49d2cff8888b188db82233423e4037dedc529a.jpeg) What does this mean? Does anyone know why the dividend was withheld? ---
**Author:** ![Antidev](https://avatars.discourse-cdn.com/v4/letter/a/eada6e/32.png) [@Antidev](https://community.trading212.com/u/Antidev)\ **Post date:** [February 10, 2020, 9:39am UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453/2 "2020-02-10T09:39:38Z")
I think it might mean that the fraction of the share that you hold is small enough that your dividend rounded to 0 ---
**Author:** ![Motiv7](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/motiv7/32/349_2.png) [@Motiv7](https://community.trading212.com/u/Motiv7)\ **Post date:** [February 10, 2020, 9:42am UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453/3 "2020-02-10T09:42:25Z")
That is what I thought it might have been. Based on what I currently own, I should’ve received something, but I think I had a very low amount on the ex div date, so must have been less than 1 pence. ---
**Author:** ![David](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/david/32/39_2.png) [@David](https://community.trading212.com/u/David)\ **Post date:** [February 10, 2020, 10:46am UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453/4 "2020-02-10T10:46:09Z")
@Motiv7 The dividend is indeed 0.00 because the fractional shares that you’re holding don’t amount to a dividend of 0.01. As for the “You have been charged” part, it’s a technical error & we’ll correct it. ---
**Author:** ![nialllawther](https://avatars.discourse-cdn.com/v4/letter/n/4da419/32.png) [@nialllawther](https://community.trading212.com/u/nialllawther)\ **Post date:** [February 10, 2020, 11:36am UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453/5 "2020-02-10T11:36:02Z")
This is partly what puts me off investing in fractional dividend shares, as it might mean not receiving dividend amounts properly. Incentive to buy the full share I guess ---
**Author:** ![Richard.W](https://avatars.discourse-cdn.com/v4/letter/r/b782af/32.png) [@Richard.W](https://community.trading212.com/u/Richard.W)\ **Post date:** [August 15, 2020, 7:52am UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453/6 "2020-08-15T07:52:40Z")
The maximum you can lose per dividend payout due to rounding is 0.01. Suppose that happens 4 times a year and you own 40 stocks with fractional parts. You have lost ÂŁ1.60. ---
**Author:** ![Motiv7](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/motiv7/32/349_2.png) [@Motiv7](https://community.trading212.com/u/Motiv7)\ **Post date:** [August 15, 2020, 9:33am UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453/7 "2020-08-15T09:33:07Z")
Surely it should roll over until it reaches a full penny and then get added to your account? ---
**Author:** ![Richard.W](https://avatars.discourse-cdn.com/v4/letter/r/b782af/32.png) [@Richard.W](https://community.trading212.com/u/Richard.W)\ **Post date:** [August 15, 2020, 9:53am UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453/8 "2020-08-15T09:53:12Z")
My previous post was to make a joke. If pennies make a different to my financial health, probably I should not be investing in the stock market. I am thankful to not be with other brokers, who typically take 0.5% - 1.5% fee to convert USD dividends to GBP. Technically, a UK taxpayer probably owes dividend tax on those unreceived dividends of value 0.005, seeing as broker charges for distribution and fx are not allowable expenses against dividend tax. Good thing is, HMRC allows rounding to nearest ÂŁ1 in whichever direction is advantageous to the taxpayer. ---
**Author:** ![CavanHaganInvesting](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/cavanhaganinvesting/32/18536_2.png) [@CavanHaganInvesting](https://community.trading212.com/u/CavanHaganInvesting)\ **Post date:** [August 15, 2020, 12:16pm UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453/9 "2020-08-15T12:16:32Z")
You also have to understand how rounding works in theory. Half of the time it gets rounded up and half of the time it gets rounded down, meaning that over the long term you shouldn’t be far wrong ---
**Author:** ![Richard.W](https://avatars.discourse-cdn.com/v4/letter/r/b782af/32.png) [@Richard.W](https://community.trading212.com/u/Richard.W)\ **Post date:** [August 15, 2020, 12:25pm UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453/10 "2020-08-15T12:25:00Z")
I suspect that in regard to dividend payments on fractional shares Trading 212 always rounds down when the amount is less than 0.01. 0.007 becomes 0, not 0.01. But maybe not! Recently on Mastercard I got shares x dividend x GBP/USD = 0.0632528 Ă— 0.4 Ă— 0.7663 = 0.01938 and I got 0.02, so there was rounding up. ---
**Author:** ![Vedran](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/vedran/32/182_2.png) [@Vedran](https://community.trading212.com/u/Vedran)\ **Post date:** [August 15, 2020, 12:46pm UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453/11 "2020-08-15T12:46:06Z")
Afaik, there was official post somewhere(cba to look) , that basically states. Behind scene there is exact figures of your account balance (more decimals then visual .00 GBP), so in short you dont lose anything, as once it adds up to round up, it rounds up etc, so think of it more as visual nuisance, in background you don’t lose zilch. ---
**Author:** ![Richard.W](https://avatars.discourse-cdn.com/v4/letter/r/b782af/32.png) [@Richard.W](https://community.trading212.com/u/Richard.W)\ **Post date:** [August 15, 2020, 2:15pm UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453/12 "2020-08-15T14:15:11Z")
I remember that too. But I don’t know if it applies to accounting for dividends, or just purchases and sales. Perhaps one the staff can let us know. ---
**Author:** ![Richard.W](https://avatars.discourse-cdn.com/v4/letter/r/b782af/32.png) [@Richard.W](https://community.trading212.com/u/Richard.W)\ **Post date:** [August 15, 2020, 2:29pm UTC](https://community.trading212.com/t/mastercard-dividend-withheld/1453/13 "2020-08-15T14:29:53Z")
> [@Vedran](#): > > Afaik, there was official post somewhere Here is the discussion mentioning the fact that client money is ledgered to 4 or 5 decimal places, for those who are interested. > [@Free cash small difference with what it should be](https://community.trading212.com/t/free-cash-small-difference-with-what-it-should-be/6936/4): > > @zyfihx I don’t see a few cents difference, just 0.01, which is due to what @Richard.W referenced. I don’t think it would be nice to have your account balance & every transaction in the app displayed with a large precision (like 4-5 digits after the decimal point) just to solve a missing penny.