It’s most likely the same, from a brokers perspective they would want to have zero responsibility (or as close to zero as legally possible)
Its definitely the case for third-parties as you can’t control their actions.
I’m not as sure with regards to website/service going down.
I’m not sure about the having the wrong stocks available either, like in the case of NIO appearing on ISA, and the recent non PSE appearing on Invest. I assume they can throw it back at the client for not knowing rather than take any responsibility.
T212 appear to payout when they cause large pins on CFD which shouldn’t be there.
There seems to be a grey area where as an example a stock should have been green and it was showing as red. As its Bloomberg data and T212 don’t mess with it I have to assume its Bloombergs fault. But I can’t go to Bloomberg and say what the f.uck are you doing you are costing me money by showing the wrong indicative prices or prices from two weeks ago, and T212 can go well its not us.
I like T212 and I don’t like giving @David and co a hard time, because they are just doing their job. However I do wish as a business they get it together and fix the US downtime issue and sack off Bloomberg. After a year of me campaigning I still feel like its on deaf ears.
And it’s so important we have the correct current indicative ask and bid showing, and the charts not magically disappearing under load, so it isn’t unnecessarily costing the retail clients thousands of wasted pounds.
In summary (NSFW before you click it)