# Regular investing - v - Buying the dip **URL:** \ **Category:** 📊 Investing\ **Created:** [July 10, 2021, 4:06pm UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372 "2021-07-10T16:06:04Z")\ **Posts on this page:** 16\ **Page:** 1
**Author:** ![Jimmy1](https://avatars.discourse-cdn.com/v4/letter/j/ea666f/32.png) [@Jimmy1](https://community.trading212.com/u/Jimmy1)\ **Post date:** [July 10, 2021, 4:06pm UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/1 "2021-07-10T16:06:05Z")
What are the pros and cons or people’s views between regular investing - v - buying the dip? ---
**Author:** ![krr13](https://avatars.discourse-cdn.com/v4/letter/k/d26b3c/32.png) [@krr13](https://community.trading212.com/u/krr13)\ **Post date:** [July 10, 2021, 5:03pm UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/2 "2021-07-10T17:03:54Z")
My view is that I am not Warren Buffet. I can’t beat the market so I’m happy to just invest regularly over the longer term. ---
**Author:** ![pintas](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/pintas/32/5395_2.png) [@pintas](https://community.trading212.com/u/pintas)\ **Post date:** [July 10, 2021, 5:59pm UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/3 "2021-07-10T17:59:13Z")
If you can find the dip on time, definitely buy as much as possible. ---
**Author:** ![phildawson](https://avatars.discourse-cdn.com/v4/letter/p/bbe5ce/32.png) [@phildawson](https://community.trading212.com/u/phildawson)\ **Post date:** [July 10, 2021, 7:13pm UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/4 "2021-07-10T19:13:10Z")
DCA **and** keep some ready for any large dips ---
**Author:** ![Jobloggs](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/jobloggs/32/5398_2.png) [@Jobloggs](https://community.trading212.com/u/Jobloggs)\ **Post date:** [July 10, 2021, 8:35pm UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/5 "2021-07-10T20:35:12Z")
DCA has been proven to be the most efficient. Of course it’s also prudent to have some cash on hand, should you have your eye on a particular company. It’s better to be in the market opposed to waiting on the sidelines. ---
**Author:** ![RLX](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/rlx/32/7051_2.png) [@RLX](https://community.trading212.com/u/RLX)\ **Post date:** [July 10, 2021, 9:04pm UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/6 "2021-07-10T21:04:38Z")
What if someone did DCA or bought the dip on Nikkei since 1990? Or if only stayed in the market? 😃 ![image](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/3X/a/4/a4a7c42e94bedca12106ebcb9ce8839fa41089f9.png) Graph showing Nikkei 225 from January, 1970 (End of Month). > **[Nikkei 225](https://en.wikipedia.org/wiki/Nikkei_225)** > > The Nikkei 225, or the Nikkei Stock Average (日経平均株価, Nikkei heikin kabuka), more commonly called the Nikkei or the Nikkei index (/ˈnɪkeɪ, ˈniː-, nɪˈkeɪ/), is a stock market index for the Tokyo Stock Exchange (TSE). It has been calculated daily by the Nihon Keizai Shimbun (The Nikkei) newspaper since 1950. It is a price-weighted index, operating in the Japanese Yen (JP¥), and its components are reviewed once a year. The Nikkei measures the performance of 225 large, publicly owned companies Ano... ---
**Author:** ![RLX](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/rlx/32/7051_2.png) [@RLX](https://community.trading212.com/u/RLX)\ **Post date:** [July 10, 2021, 9:10pm UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/7 "2021-07-10T21:10:00Z")
Nasdaq Composite only took 15 years to be back to [pre-dot.com](http://pre-dot.com) levels, better than Nikkei 225, that took the double of the time. ![image](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/3X/9/0/90d936eb346ae840d23482a524c75ef929fce3eb.png) > **[Nasdaq Composite](https://en.wikipedia.org/wiki/Nasdaq_Composite)** > > The Nasdaq Composite (ticker symbol ^IXIC) is a stock market index that includes almost all stocks listed on the Nasdaq stock exchange. Along with the Dow Jones Industrial Average and S&P 500, it is one of the three most-followed stock market indices in the United States. The composition of the NASDAQ Composite is heavily weighted towards companies in the information technology sector. The Nasdaq-100, which includes 100 of the largest non-financial companies in the Nasdaq Composite, accounts f Th... ---
**Author:** ![Jobloggs](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/jobloggs/32/5398_2.png) [@Jobloggs](https://community.trading212.com/u/Jobloggs)\ **Post date:** [July 10, 2021, 10:29pm UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/8 "2021-07-10T22:29:26Z")
Don’t bring up Japan please! It’s the thing I’m always mindful of when investing over a long period of time! With that being said, you would of picked up some awfully cheap shares in an index via DCAing anyways ---
**Author:** ![RLX](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/rlx/32/7051_2.png) [@RLX](https://community.trading212.com/u/RLX)\ **Post date:** [July 11, 2021, 1:11am UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/9 "2021-07-11T01:11:50Z")
It’s always good to remember or learn new things. 😉 A lot of people think that financial markets always go up, and bounce very fast from their lows. E.g. 5 years is a sure thing for profiting in the financial markets, as a lot of asset management firms advise to hold their funds for a minimum of 5 years to get some profit. NASDAQ took 15 years to recoup all the [dot.com](http://dot.com) looses. ---
**Author:** ![Dougal1984](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/dougal1984/32/14304_2.png) [@Dougal1984](https://community.trading212.com/u/Dougal1984)\ **Post date:** [July 11, 2021, 6:11am UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/10 "2021-07-11T06:11:34Z")
I would rather set and forget than try and time the market. I’m just not convinced we can do that on 212 at the moment, well not without paying the 0.7% card deposit fee? ---
**Author:** ![MaxZorin](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/maxzorin/32/16530_2.png) [@MaxZorin](https://community.trading212.com/u/MaxZorin)\ **Post date:** [July 11, 2021, 8:11am UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/11 "2021-07-11T08:11:32Z")
[even-god-couldnt-beat-dollar-cost-averaging](https://ofdollarsanddata.com/even-god-couldnt-beat-dollar-cost-averaging/) ---
**Author:** ![Zergui](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/zergui/32/14620_2.png) [@Zergui](https://community.trading212.com/u/Zergui)\ **Post date:** [July 11, 2021, 8:21am UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/12 "2021-07-11T08:21:48Z")
True if one had only bought at the peak of the bubble, and held all the way. Inaccurate if one had kept regularly buying, even with his first few purchases before the peak, DCA would have turned green in about 5 years. And then there’s everybody who’ve been selling the dip 🤷 ---
**Author:** ![Hbomb](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/hbomb/32/8551_2.png) [@Hbomb](https://community.trading212.com/u/Hbomb)\ **Post date:** [July 12, 2021, 3:01pm UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/13 "2021-07-12T15:01:03Z")
First key thing is make investing regular even if its saved in cash. What I mean is set up a regular deposit of cash into your brokerage account whether T212 or other. Now in terms of timing the market, just don’t, but there is validity in favouring some holdings over others at different prices as as your new funds come in there might be illogical reasons a stock has dropped or run up. ---
**Author:** ![TInvest](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/tinvest/32/19312_2.png) [@TInvest](https://community.trading212.com/u/TInvest)\ **Post date:** [July 12, 2021, 8:46pm UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/14 "2021-07-12T20:46:48Z")
Good post. This is my approach at the moment. Regular investment, but flexing based on value (approximate P/E ratio). Sometimes adding one-off chunks if something looks particularly good value. ---
**Author:** ![Oktay](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/oktay/32/18874_2.png) [@Oktay](https://community.trading212.com/u/Oktay)\ **Post date:** [July 13, 2021, 6:48pm UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/15 "2021-07-13T18:48:36Z")
Here are some pretty crazy stats: of almost 4,000 stocks/ETFs since 2011, only about 15% of these earned returns of \>17.5% annually. Basically, it was more likely to lose money than to compound it by at least 17.5% a year. ![image](https://europe1.discourse-cdn.com/flex013/uploads/trading212/original/3X/0/a/0ab0c91d545a0bbb6cbb29dd93c4ea4d9c50c565.jpeg) ---
**Author:** ![Dougal1984](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/dougal1984/32/14304_2.png) [@Dougal1984](https://community.trading212.com/u/Dougal1984)\ **Post date:** [July 13, 2021, 7:47pm UTC](https://community.trading212.com/t/regular-investing-v-buying-the-dip/49372/16 "2021-07-13T19:47:01Z")
If you go back even longer I think it’s only the top 4% of stocks that drive the returns. I can’t find the article though. It also shows that random selection would result in 25% of your stocks making a loss. That probably highlights why people recommend sticking with index funds. Even the professionals struggle to beat that 48% of the time!