# Trading 212 Debt Card **URL:** \ **Category:** 💡 Feature suggestions & ideas\ **Created:** [October 15, 2020, 5:06am UTC](https://community.trading212.com/t/trading-212-debt-card/23056 "2020-10-15T05:06:36Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![BrightOblivion](https://avatars.discourse-cdn.com/v4/letter/b/22d042/32.png) [@BrightOblivion](https://community.trading212.com/u/BrightOblivion)\ **Post date:** [October 15, 2020, 5:06am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/1 "2020-10-15T05:06:37Z")
Will Trading 212 ever come out with their own debit card akin to the Robinhood one. It would be pretty exciting if they did. ---
**Author:** ![Vedran](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/vedran/32/182_2.png) [@Vedran](https://community.trading212.com/u/Vedran)\ **Post date:** [October 15, 2020, 5:12am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/2 "2020-10-15T05:12:51Z")
I would say it is in pipe: [https://community.trading212.com/t/debit-card-to-utilize-our-free-funds-dividends-sold-stocks/6339/2?u=vedran](https://community.trading212.com/t/debit-card-to-utilize-our-free-funds-dividends-sold-stocks/6339/2) ---
**Author:** ![BrightOblivion](https://avatars.discourse-cdn.com/v4/letter/b/22d042/32.png) [@BrightOblivion](https://community.trading212.com/u/BrightOblivion)\ **Post date:** [October 15, 2020, 7:39am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/3 "2020-10-15T07:39:43Z")
That isn’t real, is it? ---
**Author:** ![Vedran](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/vedran/32/182_2.png) [@Vedran](https://community.trading212.com/u/Vedran)\ **Post date:** [October 15, 2020, 7:52am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/4 "2020-10-15T07:52:02Z")
It was a teaser mid year. How and when it would be released, only T212 knows. ---
**Author:** ![jithboy](https://avatars.discourse-cdn.com/v4/letter/j/e68b1a/32.png) [@jithboy](https://community.trading212.com/u/jithboy)\ **Post date:** [October 15, 2020, 8:03am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/5 "2020-10-15T08:03:38Z")
Would be really good, if its real! ---
**Author:** ![Rygel](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/rygel/32/627_2.png) [@Rygel](https://community.trading212.com/u/Rygel)\ **Post date:** [October 15, 2020, 10:02am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/6 "2020-10-15T10:02:19Z")
I think they wait to see how Brexit plays out… otherwise, it will be a big headache, moving all non-UK customers to a new branch. Revolut already moved non-UK customers to Lithuania. ---
**Author:** ![laguiar](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/laguiar/32/275_2.png) [@laguiar](https://community.trading212.com/u/laguiar)\ **Post date:** [October 15, 2020, 10:12am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/7 "2020-10-15T10:12:23Z")
> [@BrightOblivion](#): > > It would be pretty exciting if they did. What is exciting about a Debit Card? 🤔 Also, making easy to people to mixup their “investment money” and their everyday money is a very old crap behaviour and not recommended by any “financial advisor” on this planet. I really don’t see a single advantage on this. If you really need to withdraw a large amount of money from your investment account, probably it can wait one or two days, if you need spare money or buy a new iPhone, just use a Savings Account as “emergency money”. ---
**Author:** ![Vedran](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/vedran/32/182_2.png) [@Vedran](https://community.trading212.com/u/Vedran)\ **Post date:** [October 15, 2020, 10:16am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/8 "2020-10-15T10:16:41Z")
Well obvious advantage is using dirty cheap FX rates for abroad. If they keep rates as is. Could be there new source of revenue. Not to mention picture showing overdraft, so a lot od interesting features. I would think of this as separate product to the investing/isa and cfd… ---
**Author:** ![CavanHaganInvesting](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/cavanhaganinvesting/32/18536_2.png) [@CavanHaganInvesting](https://community.trading212.com/u/CavanHaganInvesting)\ **Post date:** [October 15, 2020, 10:18am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/9 "2020-10-15T10:18:09Z")
It’s definitely something attractive to people who are retiring, can use money straight from account instead of withdrawing and using from another account ---
**Author:** ![laguiar](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/laguiar/32/275_2.png) [@laguiar](https://community.trading212.com/u/laguiar)\ **Post date:** [October 15, 2020, 10:19am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/10 "2020-10-15T10:19:31Z")
> [@Vedran](#): > > Not to mention picture showing overdraft So we will be able to use an overdraft to buy more NKLA? Sounds great for the average dude 💸 ---
**Author:** ![laguiar](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/laguiar/32/275_2.png) [@laguiar](https://community.trading212.com/u/laguiar)\ **Post date:** [October 15, 2020, 10:24am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/11 "2020-10-15T10:24:20Z")
> [@CavanHaganInvesting](#): > > It’s definitely something attractive to people who are retiring, can use money straight from account instead of withdrawing and using from another account You have a point! Although those specific consumers might be very few right now to be the main target 😉 ---
**Author:** ![CavanHaganInvesting](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/cavanhaganinvesting/32/18536_2.png) [@CavanHaganInvesting](https://community.trading212.com/u/CavanHaganInvesting)\ **Post date:** [October 15, 2020, 10:28am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/12 "2020-10-15T10:28:09Z")
> [@Please answers these polls innocent](https://community.trading212.com/t/please-answers-these-polls/15521): > > Interested in who’s on the forums. Let’s see who we have(answers should be hidden, so don’t worry) Age: [poll](https://community.trading212.com/t/please-answers-these-polls/15521/1) Sex: [poll](https://community.trading212.com/t/please-answers-these-polls/15521/1) Investing Type: [poll](https://community.trading212.com/t/please-answers-these-polls/15521/1) Just a little one for me, do you watch investing channels on YouTube? [poll](https://community.trading212.com/t/please-answers-these-polls/15521/1) Thanks everyone, will be interesting to see! Edit: please see this one too: Indeed, only around 7.5% of people (who voted on this poll) are over 50. So definitely not a huge market which is why it isn’t a priority ---
**Author:** ![laguiar](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/laguiar/32/275_2.png) [@laguiar](https://community.trading212.com/u/laguiar)\ **Post date:** [October 15, 2020, 10:32am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/13 "2020-10-15T10:32:05Z")
They might be bigger probably, but also not all of them may be focusing on a “monthly income” strategy to fund their retirement. but it’s already a lot os speculation points from our side 😁 ---
**Author:** ![Vedran](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/vedran/32/182_2.png) [@Vedran](https://community.trading212.com/u/Vedran)\ **Post date:** [October 15, 2020, 11:13am UTC](https://community.trading212.com/t/trading-212-debt-card/23056/14 "2020-10-15T11:13:26Z")
Ofc NKLA dividend would be great income stream for retired. On serious note, basically RevolutV2 just better then revolut. ---
**Author:** ![Snow\_boy\_86](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/snow_boy_86/32/6167_2.png) [@Snow\_boy\_86](https://community.trading212.com/u/Snow_boy_86)\ **Post date:** [October 15, 2020, 2:45pm UTC](https://community.trading212.com/t/trading-212-debt-card/23056/15 "2020-10-15T14:45:28Z")
One idea that I have seen in other platforms is if it is completely connected and integrated with the account you could use option to Invest spare change - it is a small idea maybe but I think it could be useful - others like Moneybox or Acorn have it. That would be simple and easy piling funds to invest. It is only a thought. ---
**Author:** ![laguiar](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/laguiar/32/275_2.png) [@laguiar](https://community.trading212.com/u/laguiar)\ **Post date:** [October 15, 2020, 2:53pm UTC](https://community.trading212.com/t/trading-212-debt-card/23056/16 "2020-10-15T14:53:57Z")
> [@Snow\_boy\_86](#): > > you could use option to Invest spare change Let’s face the truth, if unfortunately a person cannot do recurrent investments, as it’s already available on Pie Autoinvest, you need at least 200 years of spare changes to make any significant difference in your retirement plan. I have no problem with everyone pushing Debit/Credit Cards to gain a tiny percentage on every transaction done by a customer, I just think that it’s very wrong to have this related to your investments, save some very narrow specific scenarios as one spotted by our Jedi member @CavanHaganInvesting. ---
**Author:** ![Vedran](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/vedran/32/182_2.png) [@Vedran](https://community.trading212.com/u/Vedran)\ **Post date:** [October 15, 2020, 2:56pm UTC](https://community.trading212.com/t/trading-212-debt-card/23056/17 "2020-10-15T14:56:34Z")
Why focus only on investing? Why not view it as standalone fintech product. IBAN account, where you can receive salary , have great FX rates for day to day travels. ---
**Author:** ![Snow\_boy\_86](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/snow_boy_86/32/6167_2.png) [@Snow\_boy\_86](https://community.trading212.com/u/Snow_boy_86)\ **Post date:** [October 15, 2020, 3:02pm UTC](https://community.trading212.com/t/trading-212-debt-card/23056/18 "2020-10-15T15:02:51Z")
That sounds like going into it more serious - which is great as well 👌 It will be interesting to see the product when it comes ---
**Author:** ![laguiar](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/laguiar/32/275_2.png) [@laguiar](https://community.trading212.com/u/laguiar)\ **Post date:** [October 15, 2020, 3:44pm UTC](https://community.trading212.com/t/trading-212-debt-card/23056/19 "2020-10-15T15:44:05Z")
> [@Vedran](#): > > Why not view it as standalone fintech product. There are plenty of this already, one more makes no difference. ---
**Author:** ![KanseiDorifto](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/kanseidorifto/32/5916_2.png) [@KanseiDorifto](https://community.trading212.com/u/KanseiDorifto)\ **Post date:** [October 15, 2020, 8:26pm UTC](https://community.trading212.com/t/trading-212-debt-card/23056/20 "2020-10-15T20:26:08Z")
investment money is not supposed to be spent, so I will be better without a credit card connected to my account 😆 [Next page](https://community.trading212.com/t/trading-212-debt-card/23056.md?page=2)