# USD or EUR account

**URL:** https://community.trading212.com/t/usd-or-eur-account/6379
**Category:** 🤝 Help
**Created:** [May 11, 2020, 3:41pm UTC](https://community.trading212.com/t/usd-or-eur-account/6379 "2020-05-11T15:41:47Z")
**Posts on this page:** 1
**Showing post:** 2

<div class="post-metadata">

### Author: ![Richard.W](https://avatars.discourse-cdn.com/v4/letter/r/b782af/32.png) [@Richard.W](https://community.trading212.com/u/Richard.W)
#### Post date: [May 11, 2020, 3:45pm UTC](https://community.trading212.com/t/usd-or-eur-account/6379/2 "2020-05-11T15:45:50Z")

</div>

> [@eoghan10](#):
>
> €13 in exchange fees to deposit $800

That is a large fee. You would probably be better off with a T212 account whose base currency is EUR. The cost of exchanging EUR to USD on T212 is small. I suggest you read

> [@Main currency for account](https://community.trading212.com/t/main-currency-for-account/6169/5):
>
> There is no currency exchange fee, but there is a small sell and buy spread. So you do lose a tiny bit on each fx exchange compared to that instant’s average between buy and sell spot rates. All other things being equal (no change in prices or fx rate) a round trip GBP-USD-GBP seems to cost about 0.03%, as close as I have been able to figure. That is based of something like sell and buy 1 GBP for USD 1.24000 and 1.24015, using target spread of 0.00015 on the CFD platform. The nearest competitor…

---

_[View the full topic](https://community.trading212.com/t/usd-or-eur-account/6379)._