# Why no Two-Factor Authentication?

**URL:** <https://community.trading212.com/t/why-no-two-factor-authentication/1169>\
**Category:** 🤝 Help\
**Created:** [February 1, 2020, 4:27pm UTC](https://community.trading212.com/t/why-no-two-factor-authentication/1169 "2020-02-01T16:27:35Z")\
**Posts on this page:** 1\
**Showing post:** 2

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**Author:** ![Vedran](https://dub1.discourse-cdn.com/flex013/user_avatar/community.trading212.com/vedran/32/182_2.png) [@Vedran](https://community.trading212.com/u/Vedran)\
**Post date:** [February 1, 2020, 4:36pm UTC](https://community.trading212.com/t/why-no-two-factor-authentication/1169/2 "2020-02-01T16:36:34Z")

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Ideally they(t212) would use risk factor authentication. Where as in high risk it asks for step up auth. Meaning not just fingerprint/pass but also Sms/otp or push notific.

But lower risk would only require fingerprint/pass.

Risk is based on AI learning each users pattern aka device used , location , time etc…

Somehow , I am not impressed at having google token or MS token as 2fa when I am accessing app via mobile. It would make sense if you use mobile purely for auth, but other device to actually access the application. To have any purpose of MFA.

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