Please note that any views and content expressed in our Forum are the personal opinions of Forum members and do not reflect the views of Trading 212. While the Forum may mention investment instruments or services from time to time, none of the content expressed in our Forum should be considered investment advice. Please always do your own research on investment choices. Remember, you are risking your capital, and you may not get back as much as you originally invested.
These Trading 212 Community Forum Terms of Service (the “Terms”) govern the relationship between you and Trading 212 UK Limited, Trading 212 Markets Limited, Trading 212 AU PTY Limited, or FXFlat Bank GmbH (as applicable, jointly known below as “Trading 212”, “us”, “we”, or “our”) relating to your use of and/or participation in, our online community forum at http://community.trading212.com (the “Forum”). By using and/or participating in the Forum, you agree to be bound by the Terms. There are several important terms, so please ensure you read these Terms in full. Our Privacy Policy applies too. Please note that these Terms are published on our Website in English, and any translation provided is for courtesy purposes only.
1. Your eligibility to use, and participate in, the Forum
1.1 To use and/or participate in the Forum, you must:
a. be at least eighteen (18) years old;
b. create an online Trading 212 Community Account (‘Community Account’); and
c. comply with these Terms.
2. Your Community Account
2.1. You must create a Community Account to participate in the Forum. You must create a secure password for your Community Account. It is your responsibility to keep this password secret and not share it with any third party.
2.2. You agree to be responsible for all actions taken using your Community Account, whether authorised or performed by you or not, until you either close your Community Account or notify Trading 212 that your Community Account has been compromised (including where that has been any illegal or unauthorised activity).
You agree to notify Trading 212 immediately if you become aware of, or reasonably suspect, that your Community Account has been compromised.
2.3. Your Community Account is publicly displayed. This means that an individual does not have to be registered on the Forum to view your Community Account and any content you submit to the Forum.
3. Acceptable use (restrictions)
3.1. While using and/or participating in the Forum, you must not:
a. violate any applicable laws and regulations (‘Applicable Laws’). This includes the rules of any national and other security exchanges, all intellectual property, data, privacy and export control laws;
b. buy, sell, or otherwise trade in usernames of other participants in the Forum or other unique identifiers;
c. send advertisements, chain letters, or other solicitations, or use the Forum to obtain or disclose personal data of any individual in any form or format;
d. use the Forum to promote or create your own business or a third party’s business. This includes trying to take advantage of the Forum for any commercial purposes (whether regulated or otherwise);
e. use the Forum to disclose information that you do not have the right to disclose, such as confidential, proprietary or sensitive information (including private or personal data of any individual);
f. automate access to the Forum, or monitor the Forum, such as with a web crawler, browser plug-in or add-on, or other computer programs that are not web browsers. However, you may crawl the Forum to index it for a publicly available search engine if you run one;
g. use the Forum to send emails to distribution lists, newsgroups, or group mail aliases;
h. falsely imply or misrepresent that you are affiliated with or endorsed by Trading 212 or any of its employees in any way whatsoever;
i. add hyperlink to images, or add other non-hypertext content to third party websites;
j. upload to or link from the Forum any harmful or malicious technology, including computer code, such as computer viruses or spyware, and malware that unlawfully accesses information owned by Trading 212;
k. remove any marks showing proprietary ownership from materials you may download from the Forum;
l. show any part of the Forum on other websites with <iframe>;
m. disable or circumvent any security or access restrictions of the Forum;
n. strain, or interfere with, the technological infrastructure of the Forum. This includes submitting an unreasonable volume of requests, or submitting requests which are designed to impose an unreasonable load on information systems underlying the Forum;
o. use, or try to use, another user’s Community Account; allow another person to post from your Community Account on your behalf; or impersonate any individual or entity through the Forum; and/or
p. encourage, authorise, induce or help anyone to violate these Terms.
4. Content Standards
4.1. You must not submit any content to the Forum that:
a. is fraudulent, illegal, offensive, or otherwise harmful to others, including content that is harassing, inappropriate, threatening, defamatory or abusive. Examples of such content include antagonistic tone, personal attacks, harassment, promoting unreliable news sources, spreading misleading information, trolling, spamming, phishing, using an offensive username/profile picture, etc;
b. violates Applicable Laws, infringes anyone’s intellectual property rights or, breaches agreements you have with others;
c. may be considered as investment or financial recommendations; and/or
d. may be considered as a mere placeholder to hold a particular address, username, or other unique identifiers that would identify yourself or others.
5. Your content
5.1. Nothing in these Terms:
a. gives Trading 212 any ownership rights in intellectual property that you submit to the Forum, such as your account information, posts, or other content; or
b. gives you any rights in property of any nature owned by Trading 212 or its licensors.
5.2. You remain solely responsible for the content you submit to the Forum. You represent and warrant that you own or have all of the intellectual property rights necessary in any content you submit on the Forum, and such content does not infringe the intellectual property rights of any third party. If you're the owner or representing the owner of any intellectual property rights and want to report infringing content on our Forum, email us at info@trading212.com.
5.3. You agree not to wrongly state or imply that any content you submit to the Forum is sponsored or approved by Trading 212.
5.4. Any content you submit to the Forum belongs to you, and you decide what permission to give others for accessing and using it. But, at a minimum, by submitting content to the Forum, you grant an unlimited, revocable, royalty-free license to Trading 212 to share such content with other users of the Forum and copy, modify, use, publish and analyse such content. We will do this without paying you any compensation.
5.5. When the content you submit is removed from the Forum, whether by you or by us, the special license described above will end when the last copy disappears from Trading 212’s backups, caches, and other systems. However, other licenses that may apply to content you submit, such as Creative Commons licenses, may continue to be in effect after your content is removed. These additional licenses may give Trading 212 and/or others, the right to share your content through the Forum. Others who receive the content you submit to the Forum may violate the terms under which you license your content. You agree that Trading 212 will not be liable to you for such violations.
5.6. We reserve the right to remove or alter any content you submit to the Forum at any time, without notice to you, if you have violated these Terms. If you believe a third party has submitted content to the Forum using your Community Account in violation of these Terms, contact us immediately.
5.7. These Terms do not obligate Trading 212 to store, maintain, or provide copies of the content you submit to the Forum.
5.8. Under no circumstances should any content available on the Forum be construed as investment advice.
6. Risks from your use of, and participation in, the Forum
6.1. The Forum, and all content submitted on the Forum, is provided “as is”. We disclaim all warranties of any kind, whether express or implied by law. This means that we do not make any promises that the Forum will be uninterrupted, secure or error-free.
6.2. You accept the risk of using content made available by other participants on the Forum. We do not make any promises that any content on the Forum is accurate, complete or reliable and do not take any responsibility for any content submitted on the Forum.
6.3. The Forum may include hyperlinks to, and integrate, community forums and services run by third parties. Trading 212 does not make any promises about products, content or services provided by third parties.
7. Your liability to us
7.1. You agree to reimburse Trading 212, any entity within the Trading 212 group of companies, and their respective shareholders, directors, and employees for any costs incurred in relation to third-party legal claims, or any losses, costs, and expenses (together ‘Claims’) which are related to: (a) your breach of these Terms, (b) violation of any applicable law or the rights of any third party, or (c) your submission of any content to the Forum.
7.2. You agree to allow Trading 212 to control the investigation, defence, and settlement of any Claims and cooperate with our efforts. We agree not to agree to any settlement that admits fault for you or imposes obligations on you without your prior agreement.
8. Our liability to you
8.1. Our liability for any Claims is excluded and limited to the fullest extent permitted by applicable law. In any event, our total liability to you for Claims related to your use of, and participation in, the Forum will be limited to the equivalent of fifty (50) GBP in the currency of the relevant Trading 212 entity.
8.2. We will not be liable to you or any third party for any monetary damages from your use of, and participation in, the Forum. These include indirect, incidental, special, consequential and punitive damages.
9. Our ability to suspend your Community Account and how these Terms can end
9.1. We may restrict, suspend, or end your Community Account at any time according to our policy for handling copyright-related takedown requests, or where we consider that you have violated these Terms. This means you will no longer be able to participate in the Forum. Please note that your Community Account can be restricted if your posts are continually reported (flagged) by other Forum members.
9.2. You or Trading 212 may terminate these Terms or your Community Account at any time. If this happens, your ability to participate in the Forum will also come to an end.
9.3. Articles 5, 6, 7, 8 and 12 will continue to survive despite the termination of these Terms.
10. Enforcement
10.1. These Terms constitute a binding agreement, and failure to comply with these Terms may result in legal action. We may investigate and prosecute violations of these Terms to the fullest legal extent. We may notify and cooperate with law enforcement authorities in prosecuting violations of Applicable Laws and these Terms.
11. Disputes
11.1. The laws of the country where the relevant Trading 212 entity is based will govern these Terms. Both parties submit to the exclusive jurisdiction of the courts of that country in relation to any dispute under or in respect of these Terms.
12. General Terms
12.1. If a provision of these Terms is unenforceable as written but could be modified to become enforceable, it will be modified to the minimum extent necessary to make it enforceable. Otherwise, that provision will be removed.
12.2. You may not assign these Terms. Trading 212 may assign these Terms to any group company or any entity that obtains control of Trading 212 or its assets related to the Forum. Any attempted assignment in violation of these Terms has no legal effect.
12.3. Neither the exercise of any right under these Terms, nor a waiver of any breach of these Terms, waives any other breach of these Terms.
12.4. These Terms constitute the entire agreement between you and Trading 212 relating to your use of, and participation in, the Forum. These Terms supersede and replace any other agreements about your use of, and participation in, the Forum, written or not.
13. Contact
13.1. You may send legal notices or direct any questions regarding these Terms to the Company at info@trading212.com.
13.2. Trading 212 may send communications to you under these Terms (whether legal or otherwise) using the email address registered to your Community Account or by posting a message to the homepage of the Forum or the main page shown in your Community Account.
14. Changes to these Terms
These Terms were last updated on July 23, 2025. We may modify these Terms from time to time, and will post all updates to the Forum. If any updates contain a material change, we will send an email to the email address registered to your Community Account (if you have one). We may announce updates with special messages or alerts on the Forum.
15. How to interpret these Terms
15.1. Any undefined terms in these Terms shall have the same meanings as those in our Invest Terms.
15.2. Any words and phrases following the terms ‘including’, ‘include’, or any similar expression shall be construed as illustrative examples only.