Account currency

Hello!

I need some insight! I receive in CZK (Czech koruna), but I planned to open a trading account in USD, as I would fund it with Revolut. Obviously, my plan didn’t work as I found out later that Revolut doesn’t accept Trading 212 (and similars) as a merchant. And bank transfer is not an option (due to the fee for withdrawing money).

To solve this somehow for now without using my local bank (which charges fees for converting money) I had to use N26. But then I need to convert money 2 times, CZK - EUR - USD, what it is not wise.

So I wonder what would be the best:

  1. Keep this way with N26;

  2. Close my account in USD and reopen it in CZK. But then I would pay Trading212 fee for converting currencies.

  3. A better solution?

In the long run I’m not sure which option would be less waste of money, and I expect some other fintech to provide account in USD and which would also work with Trading212.

I guess most of us are investing in the US market, so I wonder how do you do to lose less with these conversions?

Thanks!