Hey everyone I’d like to ask if anyone would mind having a little look at my pie and my plans for me
Goal for this pie is circa 25 years drip fed. I’m 30 live in the UK decent income and I’m not realisticaly going to need the money asap so I’m happy for this to be a long term thing that’s just automated.
Allocation % could probably use some tweaking too
I did think of including some specific UK 250/100 while they’re depressed or some Sri emerging markets but the ftse all world does cover these. (The msci world excludes em so I dont know if I should add a specific to weight that more or just leave it to the ftse)
Theres some heavy replication I think in the USA stocks but that seems to be a key thing for growth.
I went with the momentum funds as they have outperformed the indexes and the momentum ideology does seem to make sense to me. (dont try to be clever just follow the moving trends) Also it means the exposure will change over time without me having to change sector/country focus.
I went with the clean energy and robotics/automation because I think over the next 25 years these are going to be heavy growth industries.
I know theres no bonds atm I’m effectively using the all world index for “safety” and in 25 years I will look to moving to a more short term security.
I’m not depending on this for my pension etc this is more my “hopefully retire a few years early/my savings account gets less interest than I do at a bar” kind of thing.
Thanks for any help guys I know you all must be getting sick of these threads.
Also is there a site I can plug the portfolio in and actually get a cumulative holdings/exposure breakdown. I tried just etf and it’s not on the free version and from what I can tell not a paid feature. Morningstar cray looked like it would do it but it just gives a 404 error when trying.
I really really really do not want to have to download all the pdfs and make a massive holdings spreadsheet and calculator so I can play with percentages.