Unlike other transactions, this is essentially a cash transfer. There is no profit margin to cover the cost of the transaction when you are allowing users to trade for free, hence why it makes business sense to cover these costs.
Good question. and Iāve no idea. I would have thought they would want to quash any misunderstandings as soon as possible.
In that case can you take away the Ā£1 minimum order limit then?as was never the case from the off and was suggested to be taken away eventually to allow single orders on stock like Lloyds.
It may be a mistake to be looking at these regulations for answers, as they concern merchants and retailers. Transferwise certainly charges differently for different methods of money transfer In. So I expect it is completely fine.
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Sad day when your brought back to t212 under false pretenses, I thought no fees was just that.
If theyāve lost money in cfds due to the market not staying down the rest of us shouldnāt now have to pay for it.
Whatās nextā¦
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Out of interest, why are you unable to just top-up by bank transfer?
If you want the business to remain largely fee-free then I donāt see how it is unreasonable for 212 to cover costs that are not an integral part of user experience.
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Hi @Lenos1980 I am not sure why the topic appears unpinned from your perspective. Itās quite the opposite - pinned ot top of the forum so no one can miss it. If others also canāt see the topic please let me know.
The way we structured the fee is 100% compliant with UK and EU regulation. To adress your concerns further Iāll coordinate additional comments from our compliance team in the upcoming days.
P.S. Here is the topic pinned on top of the page:
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Not everybody lives in UK or country with EUR currency (SEPA). SWIFT bank transfer is expensive as hell 
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I would be annoyed if they added universal fees. But they kept options open that are free and still good (instant bank transfer) which are acceptable. Itās your choice to pay the fee if you for some reason want that means. I donāt see why Trading 212 should pay for your choice when thereās a free option
Hence why my comment was directed at someone, who as per their bio, lives in the UK 
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That was the last topic itās been merged since then
How can I use the instant bank transfer feature, if. itās even possible for someone outside the UK?
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Instant bank transfer is currently available in UK only. We expect to launch it in multiple EU countries in the upcoming months.
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Before the charges come in I hope or it would be entrapment
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I only use instant bank transfer anyway but itās not the point
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In Italy we have instant money transfer but itās a bit more expensive: if for a normal money transfer I pay around 0,8 cents of Euro, for an instant money transfer I pay around 1,6ā¬ā¦is it free in Uk?
And what happen if I send money by credit card 2 times, each time less that 2000ā¬ā¦letās say 2 transfer of 1800ā¬ each on the same day by credit cardā¦are they both free? Or if not, how long do I need to wait btw the two?
This sounds great, thanks!
If i understand it correctly, you have āfreeā total 2K deposit by card, everything up will be charged with the fee. So permanent loss of 0,7% invested funds
From what I read itās just your first 2000 that is free, from then on thereās a fee