Transfer account assets in case of death instead of closing the account

In the FAQ it’s stated that in case of death the deceased person’s assets will be sold and the free funds will be sent to the administrator/successor.

Instead, I’d like to be able to transfer the assets to my spouse.

For example, by adding the spouse on the account so they have access to the account. In case of my death, they could present the death certificate so that I’m removed from the account.
This is just an example, the actual implementation could differ. But the main point is to be able to assign a person that will receive the assets so that no selling is necessary.

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Good point. I ran this by the team, and we’ll look into whether we can make it happen. I’ll keep you in the loop as we make progress.

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+1 from me for this feature.

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Or any successor I would add, like a son or daughter that are over 18 years old.

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That is a very important topic and I have been thinking about that a lot. So, what happens in case of a death? Does my family gets immediately access to my account even if they aren’t associated to it? And how do they get the money after the assets being sold? Thank you

If anything unexpected happens, the administrator or successor of the estate should contact us with a copy of the death certificate. We will review and approve the documentation, after which we will close any positions. The account will then be deactivated, and the free funds will be transferred to the designated administrator or successor.

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The free funds will be transferred to the successor. What about the stocks? Are they going to be sold by Trading 212 and the money will e transferred to the successor?

Yes, they will be sold and the proceeds will be transferred to the successor.