Hey there, just a suggestion…
"Previous tax years’ funds that have been withdrawn in this tax year. These “must” be returned to the same 212 ISA in the current tax year.
The “must” could be misunderstood as meaning, that the funds have to be replaced in the tax year. Maybe it could say, “If the funds are replaced, the money must be returned back to the same ISA they are taken from”
It could just cause some misunderstanding for those who may not be able to interpret the meaning correctly.
Also, maybe a small change. It shows previous years remaining allowance Eg. 5000 and then this years allowance Eg. 20000, so if I understand this means I could deposit ÂŁ25000 in this tax year, if this is correct, add a total allowable deposit line in the remaining ISA allowance.
I will just say, the new remaining allowance is a great addition.
Now, let’s get the SIPP launched, I retire in about 15 years and want to be able to afford my own private island and call it “Get Of My Land, Land” 