Thatās a bit unfair to be honest we have gone through a pandemic, lockdown and a lot of people have lost their jobs and have had to do something for some that was taking advantage of a a volatile market during the election I donāt think you should condescend to adults asking for advice
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This. Can we stay on topic please.
Thatās what I thought, just wondered why that user was talking about fractional shares being sold off in the Isa and Invest accounts 
I would also add:
- Forced closing of ALL cryptocurrency positions with less than 2 daysā notice at 01:00 today
- Many (all?) spreads have been greatly increased recently (not just crypto)
- The increased spreads may affect the forced closure of crypto (at 01:00) and stocks (at 15:30), decreasing gains or increasing losses
- I believe that swap fees have doubled recently
- Only 1 hour to deal with US stocks today
- Pre-market may actually be open, just not on Trading 212 (need to confirm)
- Unnecessary CGT liabilities or increased losses
- Some users receiving the notification much later than others
- āMany people were posting examples of extreme dips (possibly due to new massive spreads) in charts recently, where no such dips existed on other feedsā
Anything else?
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Crypto trading has always been a scam anyway you meant to actually own the bitcoin not trade on it
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Many people were posting examples of extreme dips (possibly due to new massive spreads) in charts recently, where no such dips existed on other feeds.
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Good point.
Didnāt mean to be condescending but can see thatās how it came across.
Itās just worrying because although this change wonāt financially impact people i.e. running profit unaffected, CFDs are fairly complex instruments compared to normal shares, you can lose a lot of money very quickly if you arenāt aware of the ins and outs (and this thread shows a lot of people who are risking a lot of money on something they maybe donāt understand as good as they should).
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That error was on my end. Itās just CFD.
I was writing a generic reply in response to risk and not over using margin, then I edited it and messed up. To clarify, only CFD margin is being taken into account here.
My bad - im human >.<
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Just got my alert for margin change, not enough warning for retail investors
If it goes to 1:2 will position go to 1:5 when it is reversed
I see some good positive feedbacks. What i do not understand is that the spread is too high here.
They play with you, they make a huge spread at pre market, then you see that you lose, you close it.
However, there is no spread that much, you take your lose because of their fault.
Itās obvious, today, you will see huge spread between 14:30 and 15:Ā·30 to not to take profits/loss. Then, they will close yours.
Thats simple, bravo.
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Yeah, this situation definitely gave me some new grey hairs 
My biggest worry after reading the push message was that my open stocks purchased on 1:5 were going to be decreased to 1:2 as well, literally meaning that all profits I made were going to be decreased by 60%. But as I understand it now, account value is not going to decrease, just the minimum margin is going to rise to 50%.
@Ben12345 - as they have mentioned this is only a temporary measure, I would assume so yes. More than likely the margin requirements will be reverted back in the future. This is just put in place right now to manage their hedges, as they need to take the opposite side of every trade to hedge effectively.
What is your position on Commodities within the CFD?
Is this something you are considering changing the margin requirements on soon too?
If so, I expect to be informed with more notice that you gave the people holding stocks in their CFDās.
My Margin is up at 77% health, but I am concerned about the health of T212.
We expect firms to provide consumers with a reasonable notification period
Problem is when something is written like this, it leaves a lot of room to wiggle. Who defines what reasonable is. As usual this kind of rules allow companies with lot of maneuvering space.
Thus solely on this, you cannot definitely state one is correct or other is incorrect period of timeā¦
I donāt think this is planned this for the future, but always be prepared as thatās still the nature of CFDās.
In regards to their financial health, I wouldnāt worry - they are doing all this to preserve and hedge effectively. Granted not news the general public wants to hear, but that is why CFDās are marketed as complex trading instruments. Some people rush to open a PRO account and donāt understand the core mechanics of CFDās - itās a recipe for disaster in those cases.
As vedran points out above, wording can be and is subjective.
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Account value will only decrease if the value of your holdings decrease.
Which of course could happen.
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I have a CFD account and have trades open on eurusd and gbpusd.
I believe these are leveraged at 1:40.
Do you know if these trades will be affected?