Ever wondered what’s moving your portfolio today, or what analysts are saying about a stock you hold? Now you can just ask
The new AI Chatbot lives right inside the app and answers your questions about your investments in plain language, no digging through charts or news feeds required.
What makes it different from a generic AI? It knows your portfolio. Ask “what’s driving my portfolio today?” and it pulls your actual holdings, checks recent news, and tells you what moved and why. Ask about your stocks, from recent news and analyst ratings to competitor comparisons, or dig into any ETF to see what’s inside and how it compares to others. You’ll get a clear summary with linked sources
It works in 20+ languages and suggests follow-up questions after every answer, so you can keep exploring with a tap. Rolling out gradually over the coming weeks.
Responses are AI-generated based on your queries and market data. Not human-verified - check against external sources. Trading 212 does not guarantee the accuracy of this experimental feature. This is not investment advice or a personalised recommendation, and does not consider your financial situation. Do your own research before making investment decisions.
You’re not missing anything, it’s absolutely useless. It has no access to any data outside the T212 app so can only make inferences based on a very limited set of incomplete data. For example, it will interpret any recent change in a stock’s value based on any earnings/filings data in the app or a crude technical analysis. It will ignore the significant geopolitical events that are occurring.
It’s also thick as mince. Ask it any question about an FWRG ETF holding within your portfolio and it will start answering based on the something-something Restaurant Group as the only ticker it can find relevant to the question.
The “give me an insight” standard question does have the beginnings of being something useful/interesting, but anything it generates that has a numerical value is questionable for accuracy of the calculation.
This sort of integration - where every retailer, SaaS, bank, and retailer broker integrate a AI chatbot with high guardrails (e.g web search disbled), non SOTA/frontier models (fast models / cheap models), and limited access to siloed data is dead in the water. It’s never worked well, from eToro crap bot to your car dealer agreeing to lease you a Ford for a sack of rice a month. I get it though - cost and liability and reputation risk basically destroy any real non gimmicky value.
What we will see though, imo, is motivated people using their own OpenAI, Antrophoic, XAI, Gemini, GLM subscriptions to pull data in from wherever data is stored about them, to ask questions, and do tasks, possibly even scheduled (see OpenAI new Tasks for Pro subscribers). With these you’ll obviously have web search enabled too so you could pull in latest geopolitical events to automated your tradding. To go a little more technical, I think most of this will be done via MCP but as the new “computer use” tooling shows even that isn’t needed, it could grab your browser session and work away - or perhaps smarter grab an API key and start talking directly without the MCP facade.
Hello. I like that the AI Analysis options are now appearing in Pies but before when I generated a report, it gave me a rough idea of what my Pie’s growth rate is (I believed this is based on the holdings past performance) on a yearly basis. I can’t find this information now. Are you able to add it or is there a prompt we can use?
