Hi guys, I’m new to 212 and investing in general. Wondering if somebody could point out the differences/benefits in depositing into an ISA over an Invest account and vice versa Many thanks,

For long term investing definitely use the ISA, so long as you don’t have another stocks and shares ISA, or you’ve already used your £20,000 total ISA limit. If you want to trade, it’s up to you which you want to do, because the taxable “invest” account will tax your profits however you can declare …

Thanks for the feedback guys. Very helpful :+1:

[image] CavanHaganInvesting: tax free level of capital gains of around £8000 It is £12,300 tax free capital gains for UK taxpayers.

Thanks Richard, couldn’t remember the exact number lol

Invest account vs ISA

🤝 Help

adm May 5, 2020, 3:41pm 2

Invest - You have to report your taxable earnings.

ISA - UK only type of account which is exempt from tax.

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Invest account vs ISA

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