Hi. I’m new to investing. I’ve just invested £1500 into shares. I’ve spread them over 11 categories I.e healthcare, industry, IT etc and mixed them in USA, Europe and Asia. I aim to put in around £500 per month. I was thinking of putting around £50 or so into each company, does that seem right? Or would I look to put in more to the companies that the shares are currently low to buy? Any help would be appreciated 
What advice are you looking for sounds like you have already done a lot of research and determined how much to allocate of your own funds to these companies.
I wish you good luck but it’s difficult to comment without knowledge of what you have bought or your end goals!
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Depends what you are looking to achieve. Dividends are slow burners but reasonably stable. Trading on price fluctuation can be exiting (if that is your thing) but require more of a constant market watch. Mixture of both achievable when the market dips. Funds give exposure to a wider section of the market.
I started by learning the basics through low-risk ETFs and slowly added individual stocks over time. One thing I found useful was watching how traders at a proprietary trading firm think through their strategy — they’re super focused on risk and keeping emotions out of it. Helped me build a solid mindset, especially during drops when it’s easy to panic-sell.
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I agree with everything Dezegle said. What’s most important in the beginning is to avoid high risk. Any get-rich-quick promise is either false and just isn’t suitable for you yet (not this early on).
Take your time to learn and only risk what you’re willing to lose.
Something realised (kinda recently) is that with the different types of trading (day trading, swing trading, long term investment… etc) there are different approaches and mindsets for each. Try to differentiate between them so that you don’t get mixed up. Example: long-term investors usually don’t mind a dip in a position and might often just buy more… whereas day traders will often just cut their losses at a very fixed point (part of their risk management) and just move on to the next trade. These feel like opposites, but that’s because they’re for different games.
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Hi , Just a general question if i have maxed out my Isa allowance and if i was to have surplus money , my understanding is that i could put this into an invest account but will pay tax on the interest gained ,
There are tax free allowance for interest and capital gains outside of an ISA, details on the limits are on the HMRC side but I think it’s £500 interest tax free and £2k capital gains free.
If you are a higher rate tax payer you can earn £500 in interest and not have to declare it, if you are a normal tax rate payer, you can earn £1000 in interest and not have to declare it. This is only correct as of today, changes to cash ISAs may be announced soon as well as other changes, so always do your own research.
Hey there and welcome to the world of smiling at the green numbers and frowning at the red ones.
As you learn what it is all about and research things you will see that no one can predict the stock market, it is all a risk. Some are bigger than others and all have the potential to make or lose money. It is not always true that the bigger the risk the higher the reward, so don’t be too tempted.
Lots of people on here think they are Warren Buffet, but in reality are not well informed, always do your own research, using multiple sources. The Motley Fool (can be a bit clickbaity), Yahoo Finance, The Financial Times are just a few out there, but you may prefer others.
Do not rely on youtubers for the next hot tip, they do not have the next hot tip or they wouldn’t be doing youtube, they’d be on a yacht.
One thing I would say is be patient, if the ETF/stock is down, don’t rush to sell. You only lose the money when you sell and in 24 hours it might be back up or even in profit.
One other thing, and I am sure you are already doing this. Do not invest more than you can afford to lose. So if your entire portfolio collapsed (unlikely I know) You can be annoyed, but can just walk away from it and just carry on with no lasting effect.
Good luck.
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