I have had a trading 212 ISA from March 2020 and have made deposits into this year.
I intend to open a vanguard ISA for next years allowance and understand that i won’t be able to pay into my current trading 212 isa in that year.
Can i alternate the year after with the existing trading 212 ISA or would i need to open a 2nd trading 212 ISA for that years allowance (also as i understand, u wouldnt be able to pay into my vanguard one).
Furthermore, If i don’t deposit anything into my current T212 ISA next year (when i intend to actively deposit into the vanguard) am i able to buy and sell from within this without being penalised in any way? i.e liquidating stocks within to buy others?