This is up to your bank to levy fee, topic is SEPA, sorry if you aināt familiar with what SEPA stands for.
UK aināt leaving SEPA.
Which bank do you use?
Thank you for your friendly reply and your assumption.
I do know what Sepa stands for.
You were replying to someone asking about EU banks starting to charge a fee for transfer to T212.
Nowhere in my comment you find a reference to Sepa.
Moreover even if uk remains in Sepa all transfers need to include additional info that is not required for EU countries.
So i stand with my reply, both bank where I hold accounts (in 2 different EU countries) will start charging for transfer into UK and UK only. Transfer to all EU countries remain free.
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Well if I read this. I donāt see any change mentioned.
Can money not be transferred to a prepaid card and bypass the banks. I accept you may not be able to hit big amount in one go but maybe worth exploring.
I donāt have this issue so havenāt given this much thought but when going on holidays abroad am able to bypass UK bank charges via pre paid cards
I believe the discussion is about new debit/credit card feeās and brexit affecting transactions to top up T212. Leaving EU clients with only few options.
So not sure how prepaid card works around fees?
The strongly recommends each payment scheme participant to identify as soon as possible its customers with incoming and outgoing cross-border transactions involving both a UK and an payment account, and to inform all customers concerned about the need to provide these extra transaction data as from 1 January 2021 (as execution or settlement date).
Yes, it states that additional data may or may not be required for SEPA transactions after 01.01.2021, nowhere I see any mentioning of feeās.
I use monzo but i think what we are discussing here might be slightly different but itās worth exploring 
Problem is 0.7% fee on all card top ups coming after 04.01.2021.
So we are discussing alternative approach for EU investors. This doesnāt impact UK folks much.
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It is scandalous from TR212 to add a fee for EU investors without having first put in place an alternative, i.e. the support of Open transferā¦
I remember that just one week ago, TR212 officially and proudly announced that NOTHING would change for EU investorsā¦
Guess what : they already knew they would announce this new feeā¦
SCANDALOUS
I just came to TR212 for their well promoted 0 fees.
As withdrawals is free (but for how long???), Iāll withdraw my money, and go back to my previous broker, where deposits are REALLY free.
End of the TR212 0 fee joke
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I think i understood from @Vedran it says 0.7% fee on all card top ups coming after 04.01.2021
Now if UK investors have to pay on card tops up too, leaving only bank transfer option to get round it. It is a bit the same for going to a US broker or an EU brokerā¦correct me if am wrong politely?
If this is down to brexit we cant blame it on T212 as i could have gone the other way round
UK investors have open banking option or instant banking however it is labeled on the Funding page.
This is more or less direct substitute for Card payments under new PSD2 initiative.
So UK investors have alternative.
EU have SEPA(EUR) transfers, which donāt seem to be instant and some cases even not free(??) , as some claim.
Ps this does not directly relate to brexit, but some folks state their banks will charge fee for SEPA transfer to UK post brexit.
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So the issue is with the EU banks that will āsupposedlyā charge their constituents fee for SEPA transfer to UK post brexit.
I get it now thanks 
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Exactly.
Not affected personally as I use Fintech since inception. However I wish T212 optimises the SEPA to be instant. So far it isnāt.
Well instant payment only came into play in the last couple of years, prior to that we were all accustomed to the waiting period between transfers
I agree, but once you get used to the horse it is hard to go back to the donkey.
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Just for perspective, in Greece all banks charge a fee for SEPA transactions and the transaction will take about 3 working days. If you need something e.g Friday youāll see it maybe Wednesday.
With a small calculation card transaction will not make sense any more, unless your transfer is <=140ā¬.
So any instant buys will require a fee.
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Come on man! If you donāt want to understand what i am saying its on you.
no offense, but get over it. Trading212ās services in the invest account are still free as it was before.
T212 isnāt charging you the 0.7%, the service providers are and T212 just wonāt be footing the bill for you anymore. neither the services or accounts are changingā¦