Vanguard VUSA or VUAA?

Welcome to the community forum Ben :slight_smile:

Regarding your question, what you might want to check is whether one is accumulation or distributing (whether it distributes or reinvests dividends). Depending on which country you are a resident of, one might be better to you than the other.

In terms of currency, on T212 there is no difference as T212 does not charge any conversion fees :smiley:.

Most of these things have been asked before, in the future its probably quicker to use the search function on the top right. I have linked some posts below that you might want to read, you might find some of them useful.

Quick post on accumulating and distributing options and the currencies.

Other similar posts of interest:

If you don’t understand why the currency of the ETF in this case does not matter, there was a longer explanation on this thread:

A quick explanation on the with-holding taxes:

Note: If you are a UK investor investing in an ISA then distributing or accumulating makes no difference (I think both with-hold 15% tax on dividends)

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