I am not the only one who absolutely hates how you broke every single interaction with Trading212 by forcing split pots on us. See this topic.
Apparently Starling bank has “pockets” that are similar to this, but they have the decency to not force an extremely specific use case on its customer, at the cost of every other workflow.
Please! Your users are losing time, energy, money, and their sanity due to having these pots forced on them.
Please, we’re begging you, make it possible to opt out of these terrible split brain pots.
I love the simplicity of the Starling app, one of the reasons I wanted to invest in them, so chose a route through an investment trust.
I’m not sure on this piece, slight exaggeration maybe but I can add that I didn’t use the 212 card before due to lack of segregation, and I don’t use it now because of how it works.
I was optimistically hoping it would be a Bank/GIA/ISA/Cash ISA / CFD split in the app.
Then if the bank section had pots like Starling, it would be a no brainer for me. Current format, agree I’m not a 
The linked thread is long, but maybe I can summarize/clarify why this is making users lose time, energy, and money.
Trading212 customers are losing time because before any purchase or investment, they have to log in and check that the right amount of money in the right currency, is in the right pot. If they don’t do this, then card payments can be declined, wasting time to fix things. This is a waste of time, and therefore waste of life.
Customers are losing energy because of this needless busywork. It’s a bunch of needless BS life admin. This is related to wasting time, because wasting life needlessly moving money between pots means wasting energy to do better things.
And customers are losing money because if they make any mistake what so ever, then they get hit with needless currency conversion fees. The right currency was right there, but in the wrong pot.