My first post… :wave: hi all, So I started my investment journey approx. 2 years ago and I transferred my ISA across to T212 earlier this year. Before I continue I want to make it clear that my experience with T212 has been great and I have absolutely no reason to complain about or leave the platfo…

I get what you mean. It’s part and parcel why I don’t have my ISA with 212. It’s quite a slow process to transfer, the government guidance is 6 weeks to transfer cash in an ISA, or 12 weeks for stocks and shares. In this day and age, both are too long. Given the low costs of 212, and the fact I …

[image] Dougal1984: It’s quite a slow process to transfer, the government guidance is 6 weeks to transfer cash in an ISA, or 12 weeks for stocks and shares. In this day and age, both are too long. It’s actually taking on average double this at the moment.

Thanks @Scrooge_McCodf Good point and you’re right, it was there in the terms when I signed up but although I overlooked it before, now that I know, I’m wondering when @team212 will introduce this as a feature. My friends tell me some of their competitors (e.g. Freetrade, Etoro) offer in-specie ISA…

Thanks @Dougal1984 Glad you get what I mean (I was hoping I got my point across clearly!)… just out of interest, who is your ISA with in that case? and more interestingly, if T212 offered in-specie ISA transfers would you consider an ISA with T212 in the future?

Your friends should check their sources. Zero commission brokers in the UK don’t offer in-specie transfers (I hope Trading 212 will be the first to offer it). Freetrade and eToro also don’t support in-specie transfers, with eToro you can’t have an ISA at all.

[image] mani212: just out of interest, who is your ISA with in that case Fidelity - on a deal I get 0.25% platform fee, and I like choice so plenty funds on there. I would happily switch to Investment Trusts and ETF’s if there was a low cost option. So yes I would move it to 212 or otherwis…

Freetrade support them in - as long as everything you want to transfer is available already in their universe. They do not offer in-specie out at all. Sure 212 won’t mind but I was offered a spot to test their in-specie transfer pre-covid and Freetrade put the breaks on it and refused to co-operate…

Hey @mani212 :wave:, In-specie transfers are indeed part of our future plans, yet we are not able to confirm ETA. We’ll keep you posted.

Thanks @Bogi.H that’s great news. It’s a shame there isn’t an ETA. Do T212 generally have a roadmap of sorts that can be shared with their customers?? If not, that’s probably something you could easily introduce that would answer a lot of queries on this forum…

Take a look at this post last year from T212 saying in spec transfers should be available last year. We have been waiting a long time for this… Also the road map always seems to be a secret and we are never told what is coming next (probably since they kept saying things that never happened so now t…

Concerned that we cannot do in-specie ISA transfers

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thebinkbank January 9, 2022, 10:42am 15

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In-specie transfer 👨‍🔬 📰 What's new	282	20819	March 22, 2025
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Concerned that we cannot do in-specie ISA transfers

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