If I move 20k from my ss isa to my cash isa on here is that my 20k used for the tax year ? ( i put the money in ss isa over the years) because isnt it 20k limit on cash isas? Thanks
@Muscles trasnferring funds between your S&S ISA and cash ISA is not counted as contributing to your annual allowance.
If it stays within its ISA wrapper at all times then it does not count towards your current limit. In other words, you get Trading212 (or whatever institution) to import it for you.
If you were to withdraw the funds yourself and deposit it into an ISA, then it would indeed count towards this year’s limit.