There’s not a lot in it. AJB may be cheaper but I’d go with HL because I prefer its platform. You can set up a direct debit to invest in say Fidelity Index World for an all-in cost of 0.57% which is pretty good.
You might be better asking on an independent forum like MoneySavingExpert to reach some wider views.
Personally, I would start with answering what you intend to use the LiSA for, and that would help determine what you would hold in your LiSA, and then pick a provider that has those products at a reasonable price.
I may be interested but it depends on the range of available funds, ETFs or investment trusts. I use HL currently. The fees are capped at £45 for exchange-listed securities and I only make one £11.95 trade a year. I may just leave it there until T212 or FT launches one that’s much cheaper.
1 trade a year is good going… what security is it?. I top up my Nutmeg LISA monthly so HL and even AJ Bell YouInvest isn’t feasible for me atm with their commissions. Hence why I can’t wait for Dodl, tired of waiting for Freetrade and think T212 are focussing on SIPP before LISA.
Got the list off their Instagram:
Vanguard FTSE 100 index unit trust
HSBC FTSE 250 index fund
HSBC FTSE All World index fund
iShares US index fund
Vanguard Europe (ex-U.K.) index fund
Fidelity Japan index fund
Vanguard Pacific ex-Japan index fund
iShares Emerging Markets index fund
iShares GiltTrack index fund
iShares Corporate Bond index fund
iShares Global High Yield Corporate Bond ETF
Vanguard Global Corporate Bond index fund
HSBC Global Government Bond index fund
iShares Automation & Robotics ETF
L&G Global Technology index trust
L&G Global Health & Pharma index trust
L&G Global Infrastructure index fund
L&G Global Real Estate dividend index fund
Amundi MSCI U.K. Socially Responsible Investment index fund
Big fan of VWRL, it’s my benchmark. Ideally once Dodl launch overseas stocks (they’re starting with 50 U.K. stocks and funds above) I’ll be adding Tesla. But to begin with will go for an All World find, probs Vanguard 80% Shares.
Bit of both, may use it for deposit but think longer term ambition of being a LISA millionaire appeals more. Would be a nice tax free pot when I’m 60. Decades to go till then.