The topic is discussed here.
Here’s an excerpt:
How is Trading 212 regulated?
We are headquartered in the UK. All our clients are onboarded in our FCA-regulated entity. We don’t have any operational entities outside the UK and the EU. Balances of cash and equity, capital adequacy and transactions are reported to the regulator on a daily basis.
Are my funds protected?
Yes, up to £85,000 by the FSCS.
Where is my equity?
When you invest with Trading 212, your equity is held in custody at Interactive Brokers. They are the biggest broker in the world by the number of daily trades. They hold $160B in client assets.
Where is my cash?
Your money is held at Barclays Bank in a segregated account which means that we can’t touch it.
Does the company have solid financials?
- Trading 212 has been profitable every single year since its founding 16 years ago.
- We have no debt.
- We have solid cash reserves
- It’s very cost-effective for us to offer free share dealing because over the years we’ve already invested a lot in infrastructure and platform development for our CFD business.
- Our existence does not depend on VC funding or crowdfunding.