Hello T212 community,
I have recently started my investment journey and I’d need some advice from those of you who have more experience in this than me.
I have decided to take the step (although late) to use my cash savings and invest them for better growth, but I keep finding myself in an uncertainty spiral. With some research and a bit of help from Chat GBT I have created an investment pie to suit my strategy: 8-15 years with a moderate appetite for risk (at most). It would be much appreciated if you could review my pie below and let me know your thoughts.
I have split it between Core 70% (for more stable ETFs) and Satellite 30% (for slightly more volatile ETFs for potential growth boost)
CORE (70%) - VWRP (Vanguard FTSE All-World - ACC) + VUAG (Vanguard S&P 500 UCITS - ACC) + EIMI (iShares Core MSCI Emerging Markets - ACC)
Satellite (30%) - QTEC (First Trust NASDAQ-100 Technology sector ) + QQQJ (Invesco NASDAQ Next Gen 100) + INRG (iShares Global Clean Energy) + ARKK (ARK Innovation) + SMT (Scottish Mortgage Investment Trust)
I am mindful that some of the Satellite ETFs may be a little volatile, but I guess my concern is whether the 30% pie allocation is appropriate or not. I know that the evolution of the market cannot be predicted, however every advice is appreciated - may it be even an educated guess.
Thanks all