So I just discovered there is a third type of investing, ISA

[StefanStandUp]

What does that stand for?
Is that only for UK citizenship?
I am from Romania, and it doesnt show, thats normal?
I am I losing anything?
What where the differences/advantages?

[Richard.W]

See a previous discussion:

ISA Account for Non UK Residents

Hi All, I am an Egyptian resident of the U.A.E. and I only have an option to sign up as CFD or Invest, now what I want to do is to invest in the stock market however, also want to have a savings plan which I presume is the ISA account or not? Is there an option like this for non UK residents? As per my google skills the ISA account is for UK citizens. Also, I see lot’s of people talking about the ISA being tax free. In the U.A.E we don’t have taxes anyhow so how would this differ for me. Will…

[nickspacemonkey]

It means “Individual Savings Account”
It’s only for UK residents
Yeah it’s normal for it to not show outside of the UK

Basically it’s a type of account that UK residents can put up to £20,000 in per tax year and any returns are free from capital gains and dividend taxes.

You would need to check your own tax laws and see if there is an equivalent type of account.

@Richard.W Well, I wasted my time kinda…