First of all, thank you for continuously improving the platform. The Pies feature is already one of the most unique and useful aspects of Trading212.
I would like to suggest an enhancement: the ability to treat pies as completely independent portfolios. Or just the option to have separate portfolios.
What I mean specifically:
Each pie could act as a standalone portfolio, with its own performance statistics tracked independently.
Within a pie, users should be able to buy and sell freely, without those trades mixing into the overall account statistics or other pies.
This way, I could for example create a Growth Portfolio and a Dividend Portfolio, and monitor their progress separately, without crossover or interference.
This would give investors much more flexibility in organizing and tracking different strategies under one account, while still enjoying the benefits of fractionals and auto-investing.
Would you consider implementing this option? I believe it would add tremendous value for many of us who use pies not just as collections of stocks, but as real investment strategies.
This would be great to have even as a “non pie” version. Some kind of different profile function just like investing/isa/cfd separation. As for myself, in the future I’d like to trade some money without using cfd leverage system. It’s hard to do if I want to put money on stocks that are already in my portfolio.
You can do almost what you want using a pie. You just have to disable the automatic functions and NEVER rebalance the pie. You will still have to export and reimport to increase and decrease your holdings and if you have the same instruments in your main portfolio, manage share counts or move them to another pie.
You can make things easier by reducing all percentages except one to one and the odd one to the balance.
Perhaps as a user base, we could list the current pie logic, and what we would like changed?
For me, I would like ‘cash’ to be an option in a pie, but I could equally add a money market fund as a workaround.
I’ve not exported a statement in a while, but if a trade was bought/sold in a pie, I would hope the statement carries a reference to the pie.
I also don’t think pies should be balanced, it just shouldn’t allow you to go over 100%, the rest should be cash.
A DRIP option too, where you can select same security rather than rebalancing pie would also be good.
Pies within pies.
Independent pie performance too, although I doubt they would introduce this as it was removed in the last year. All securities in your portfolio are reported on avco across all pies I think. The ability to export with reference to the pie traded, would allow users to track outwith the platform.
Happy to help write out a list of current pie rules, and work on proposed changes forum users could vote on?
That said, the trading212 api could be the solution to everything. A user built app that tracks each separately and simply executes on command would be sweet!