High rate of return (%) but total return seems low

My pie has:

  • Total amount: 66,774.99
  • Total return: +14,030.60
  • Rate of return: 48.9%

The rate of return seems logical to me because I started investing in Dec 1, 2020 and managed to buy at low prices throughout the years.

However the total return (+14,030.60) seems a bit low. Are (can) these numbers be correct?

Started having second thoughts on the Net-deposit Plot (new interface) after the voting are we ? :laughing:

Jokes apart, if we refer to the link : Portfolio Chart

It states → In your portfolio chart, return is the total profit or loss from your activity, including investment performance, dividends, interest, FX fee, government taxes,

In my opinion (and I have requested on multiple occasions for this to be published actively as a consolidated figure for a given period ) T212 does not actively publish details of FX rate and government taxes deducted from your amount by time. If I have understood the past T212 communication correctly they suggest these details sre available at the end of the year in their transaction summary that is sent to all.

So your profit value is a perception you have about your profit without having a clear reference to how much taxes and FX fees you added/lost during this period. if you transacted more, you would have lost/gained more FX charges causing a dent to your precepted profit figure.

I am sure there are more experienced people in this community who could add more to this if they found time.

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I paid no FX fees (the investments are in my account currency) or taxes (I don’t pay taxes on capital gains in my country).

I actually prefer this MWRR to the old simple return but it takes some getting used to. I read other examples online and MWRR is the actual return of the portfolio but the way it’s calculated is not intuitive.

Other what I posted above, what confuses me as well is this: MWRR is a yearly rate of return, but the rate of return I see in the chart seems to be total return %. How is MWRR used to get to the total return % ?

Very confusing. I am struggling myself but fortunately the mobile version remains the same for the time being and I have not noticed any consolidation level discrepancies between the two which speaks very highly of T212 :+1: :slightly_smiling_face:

I have not been able to identify the set of formulae used to deduce these numbers.
Have you?

I think I understand why it’s lower than I expected.

In October I replaced an ETF of my pie with another one, but instead of rebalancing inside the pie I exported it and did a limit sell outside the pie.

So that’s probably why the profit did not “register” inside the pie.

It’d be nice to be able to place limit orders in pies.