I think this might make an interesting topic.
I’m not talking Investment Trusts / funds that are fairly diversified, but a single company here.
Personally, the most I have thrown into a single stock is about 1% of my total investments. To me I’m being fairly safe and risk adverse here. Probably worth adding that I’ve only really felt the need to trim these twice(when they increased to >5% investments).
How about everybody else?
on occasion I have put as much as 60-70% of my portfolio worth into an individual stock. no horror stories to speak of yet as its supported 2 years of roughly 20% realised returns. very comfortable with short-term risk it seems.
Depends how you look at mine.
100% of my retirement funds that are in “stocks” are in Tesla. If you include my private investments in Crowdcube that goes down to 88%. Then if you include my LISA which is house deposit money, that’s goes down to 65%.
So depending on your definition. I have between 65% and 100% conviction on a single stock.
Are you happy with 65% in a single asset?
Is this maybe explained by it originally only being like 10% of your funds but after the steep rally it being 65% though?
Doesn’t bother me too much. Risk reward is there for me. Not investing more but not trimming either. Trying to outgrow it but it’s hard lol.
Yeah, it was 20% but kept outgrowing and I never trimmed. Then I’ve tried to stop investing all together as I build an EF and pay off a debt, but then Tesla was held down and put as much as I could until it went back up. Now not investing anymore unless it goes back to $800 again or something.
Tesla is now 40% of my portofolio. I would like it to bo 50%.
I’m ok around 20-25% although I probably wouldn’t add to it nearing that point until I’d fleshed out others.
Currently in single stocks my biggest 3 are:
BP 18%
BABA 12%
Amazon 10%
Just out of curiosity, if you are saving for a house and your deposit is less than your Tesla holding, why haven’t you sold some/all your Tesla (at this ATH) to fast track to home ownership? Not sure about your local area but owning vs renting can probably yield a saving/return of 20-30% yearly on mortgage vs rent. Are you confident your Tesla stock can outperform that + any capital gains your house would make?
You’re absolutely right financially. If I moved it over I would also gain 25% instantly from my LISA. But my reasons are financial, it’s just a personal thing. I won’t be buying a house for a good few years yet when I’m in employment. The situation I’m in is best for me right now.
As long as you maximise the 25% uplift each year if you can!
I’ll never have 4K a year to put in right now, but it’s where I will be investing once I get this student overdraft cleared 
Whats the interest on your overdraft? At the risk of sounding boring clear any debt you pay significant interest on (not mortgage) before you invest more.
Fair enough I dont know your situation, but I always thing the locked in gains like tax breaks or uplifts are the things to bank, then with extra look at others. Like for me I don’t invest outside an ISA, as the tax wrapper is so darn sexy.
Interest rate is 0% but it closes in a years time at the earliest, but possibly 2 years. But I’d just like to get it cleared and gone so I don’t have to worry about it.
And yeah, trust me, for now it’s better, but I can’t really explain why.
I like Dell, but have a question about it. Why does Dell in Trading212 have a dip from 100 to 50 in october 2021 and the same dip isn’t seen in google or anywhere else?
My highest concentration is 27% into a single stock.
Not because I put that much in but it just went through the roof.
Because google and everywhere else loads in an adjusted price history based on corporate actions.
Sell had a stock split 2:1
I agree I would get 212 to reload if possible to do the same.
Thank you for answering. So was Dell at 100 in october followed by a 50 dollar fall?
It split its stock. It didn’t fall 50% in value, the price reduced as for every 1 share you held, you ended up with 2
1x $100 = 2x $50
