💳 Introducing the 212 Card

EDIT: found that answer. MasterCard rate would apply Mastercard Currency Converter | Currency Exchange Rate Calculator

The card was finally enabled for my account and that’s great!

The list of currencies displayed in https://www.trading212.com/cards is not exhaustive, therefore is it possible to know what would be the exchange rate that will be used in card transactions in other currencies?

Thank you!

Really pleased to be able to deposit decimal amounts now, another good feature. Thanks.

Hi all

I have a question for how many people have actually received a physical T212 card in the post.

Many months ago I ordered a card, paid the £4.95 and no card ever arrived. So I had to cancel it and get a refund.

I recently tried again after trying to give T212 the benefit of the doubt that maybe it was a one off.
Ordered another physical card, paid another £4.95, waited over two weeks. But again no physical card has arrived and I am again refunding the fee.

I have found out that T212 don’t post the cards themselves and was told that once sent T212 have no way of tracking deliver or know the posting etc.

I’ve never actually met someone who has received a physical card in person - so just wanted to get an estimate for if anyone has actually gotten a physical T212 card from T212?
If so how long did it take to arrive and how long ago did you order it?

Thanks

interesting, my offer was originally ending in October.

Has the cash back offer on card spend been extended?

Could I ask how long it took from ordering for you to receive the card.

I have ordered a card on two separate occasions and on both occasions received no card in the post

You should see it in your app it’s extended to 1st January 2025?

Re ordering card, mine took a week. They’ve posted on the forum some users have had issues re format of their address, it could be that? In the short term if you want a physical card, you could link up a virtual card with CURVE? I do that so I can use Garmin pay.

Except European residents registered in Trading 212 UK :face_holding_back_tears:

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Any update on the card availability for EU residents registered in T212 UK?

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Not yet. We’ve shed more light on that in another thread, and you can check it out here.

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Are any retailers excluded from the T212 card cashback scheme? I made a purchase on Amazon UK (marketplace) yesterday lunchtime and cashback hasn’t been added yet.

However, a transaction I made with Google wallet for my lunch has tracked fine. Maybe T212 approved of my lunch choice? :smiley:

Edit: Received the cashback the day after this post, so just took a bit longer than expected

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Sometimes a window like this pops up

Would it be possible to make the confirmation via SMS / email code?
I never had the mobile app and i find it super annoying to install it just for this purpose.

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in theory, this is a nice percentage. But in practise their cashback does not apply to most things. In reality I calculated less than 0.09% cashback is paid on my spending. Most retailers don’t apply due to what ever blocked merchant code they provide.

Even amazon is reported as “miscellaneous” and you get nada form that shiny TV you splashed on. (In fact I see nothing on the statement paying cashback other than grocery stores)

I know, I know “what the retailer is reported as” but I don’t see any other card with this many restrictions on cashback.

This is yet again one of those things that’s not comparable to other retailers like AMEX which “only” pays 0.5% and has annual charge. In the end cashback from AMEX pays more than it’s charge and more cashback left afterwards…

So If you use the card for other reasons like spending in a foreign currency or utilise the daily paid interest go for it, it’s nice. The cashback is nothing more than a marketing banner that you can’t click “close window” fast enough.

this is my experience with Amazon also

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I was curious and just calculated my cashback for October and I got cashback for every single payment I made (mix of online and in-store payments)

So I cannot really complain.

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Likewise! I’m pretty happy with the way cashback works on this card and I certainly wouldn’t say no to keeping the 1.5% for the forseeable future. :slight_smile:

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I have realised there is a delay in when the cash back is shown and today I had to go into the actual cash back ‘This Month’ for it to rest, so happy now!

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When will apply pay integration be ready for europe?

It’s coming very soon :hourglass:

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My plastic card arrived yesterday.
Today I managed ti test it out with chip and pin, then contactless and then Apple Pay.
All 3 transactions were flawless and this will probably change how I do my finances from month to month.

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If you need beta testers by any chance, I’m very much at your disposal! :smile: