As explained by @Richard.W, the fee is applied through adjustment of the exchange rate. Here is an example:
**Breakdown of an example calculation of how applying the fee looks like
| Direction | Spot GBP/USD rate | FX Conversion rate |
|---|---|---|
| 1.4000 / 1.4100 | ||
| SELL | 0.15/100 x 1.4 = 0.0021 | |
| 1.4000 - 0.0021 = 1.3979 | 1.3979 | |
| BUY | 0.15/100 x 1.4100 = 0.002115 | |
| 1.4100 + 0.002115 = 1.412115 | 1.412115 |
Thanks for clarifying, because there is a difference between having a fee applied to the converted amount or the % being applied to the fx rate.
I have received the email but it doesnāt include any example
How so? Suppose a dividend of 100. Spot rate is $1=Ā£0.7200. Then
(100 x 0.7200) x 0.9985 = 100 x (0.7200 x 0.9985)
or as Trading 212 explain it
100 x (0.7200 - 0.0015 x 0.7200)
I think I was taught to call this the associative law.
Subsequently, I now appreciate that the difference for some people is in how this charge can be treated for tax.
I had enjoyed the simplicity for tax reporting of how things used to be on this platform. Now I will need to keep separate records of the purchase cost, sales proceeds and dividends before fx charge is applied.
if people read your sarcasm and feel it serves no beneficial purpose to the discussion, they can flag you for spam. so keep it in moderation.
the difference is probably that some countries let you claim back the FX feeās that are charged separately, while we canāt in the UK. so if its applied directly to the rate, there is no separate fee, so nobody is able to count it against their taxes.
Yes, either a monthly fee or a fixed fx fee per trade similar to other platforms needs to be introduced alongside the % fee. This way the user has a choice based on their trading/investing style whilst still support T212 development.
My point exactly, thank you @Dao it would also mean one more column in my dividend control spreadsheet 
Thank you @Dao, even if you are making the assumption it was sarcasm. Very hurtful. Out of interest, which of my business advice points do you think Trading 212 havenāt already thought of? Be honest. Or, is the mantra āGreed is goodā not allowed anymore?
Iāve read your past comments and these, itās very clear how sarcastic you are being. donāt patronise everyone who can see your posts.
Again, with the sarcasm accusation @Dao. I donāt know where you get the idea I was being patronising either. You really need to adjust this erroneous mindset you have of me. Do you not believe that my points for Trading 212 are valid? I should hope theyāll implement them soon if they want more profit. FX increases was a great start. Trading 212 have an opportunity to make substantial profits on the backs of their users. Who wouldnāt want that? Hopefully, lots more fees are inbound to seal their profits and dominance of the market. Letās be honest, the vast majority with Trading 212 are not going anywhere, so let the money roll in. Long reign Trading 212 #NOSARCASMHERE
I donāt think heās patronising everyone just 212. Finding all this quite funny. The competitions do charge fees but i really do hope thats the end of the charges and fees that are going to be added and we see improvements from the revenue made from the fees. Now with improvements that should be suggestions made by the users and i have read previous post you donāt really like the idea of suggestion @Dao . I do recall someone suggesting an improvement but because you saw it as useless to you, you found no interest for it but donāt object to it. In this scenario where @DeCapa is being sarcastic and its plain for everyone to see he shouldnāt be banned or his posts removed for expressing his opinions. He is not doing anyone any harm.
Im truly disappointed with this change. Hope Trading212 will take in consideration the comments of unhappy customers.
Thanks
This needs to be sticky, I see folks chasing their tails in while the actual issue is rather clear as wise man Kali so eloquently stated. 
Just checked my account after two weeks and noticed the notification about FX charges 
Although it is very low compared to other brokers, I would be happy if there is max cap on FX charges per year.
Brilliant idea. Ideal to set limits for it.
A few weeks later: āWe are introducing a monthly minimum capā 
Obviously this claim. But you knew that already did not you
Iām not sure if itās possible, probably not, but it would be good to introduce the possibility of a deposit in another currency. Eg. I have an account in USD, but I send ā¬ (to the t212 ā¬ account), and t212 converts ā¬ into $ and charges 0.15% commission. So I donāt have to pay Ā£3 for a swift transaction every time I make a deposit.
Can we have multi cure support ? This can serve as an option for avoiding the fx fee.