Im looking to invest long term for my kids for a steady return, thoughts on this portfolio im pretty new to investing
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I would keep it simple and go with an all world equity etf, maybe a really small speculative stock/position no more than 2% investment.
VWRP, HMWO, FWRG all good options I think. That way you don’t need to think about any rebalancing.
Check them out on. www.justetf.com
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Hi there - I would say that PACW would be the cheapest ETF for world Equity Exposure which might give you the best returns over the long term.
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Agreed! A single world ETF with a low TER. I strongly recommend SPYI if you don’t have access to US ETFs. If you do, VT is the best.
Yes, the PACW is a really good and cheap one! But it does not include small caps, which SPYI does 
bith are super good choices though.
Long term, this ETF falls below HMWO or VWRP, so yes it costs 2bp more or we save 5bps, but there’s a steady trend of a 3-4% underperformance.