Iāve maxed out this yearās allowance but want to close a Pie of mine in there in lieu of an ETF.
Can I do this, or will the sell action ālockā that money as cash until April next year?
The ISA limit for new contributions is exactly that. What you do with it once inside the wrapper doesnāt count as ācontributionsā - itās already there!
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Thatās right. Iāve closed pies without problem.
In fact, Iāve given up on pies altogether. I just use them as folders by unlinking them if linked, never rebalancing or investing in them and suppressing dividend reinvestment.
Thank you all, much appreciated