Money box is good for some of the spare change savings and was something I didn’t notice leaving the account . But once I discovered T212 I made more in one trade in terms of gains compared to some of the long term funds in money box. So depends on an individuals saving goals and risk appetite imo.
I agree with you the returns from moneybox don’t compare to what you can achieve on T212. But not everyone has the same risk appetite nor the desire to actively manage their portfolios. Most people are made to believe that managed funds are better for them, when in fact nothing could be farther from the truth. T212 are also in the process of developing automated portfolios so Moneybox beware 
Yeah I like T212 as well 
Shall we do a viral campaign on social media and when it succeeds then maybe @Ivan can reward us each with 0.5%equity 
There’s the private link if anyone is interested. Not sure if it works for everyone but I don’t see why it wouldn’t
I’m participating, but I am also still waiting for T212 to sell me some shares
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