The situation now is: 1- T212 offers free Invest / ISA platform 2- T212 depends on CFD to generate income 3- CFD is currently dysfunctional (that was discussed extensively), and less people are trading, so the income flow must be decreasing. How do you think this is going to be solved?

two things on that, keep in mind that even tough ISA/Invest might be profitable could 1 pound or 1 billion. Also that doesn’t mean that without CFD they will keep being profitable, because of things like company wide expenses that get split into CFD/ISA/Invest would then be be split only across ISA/…

Profitable Invest and ISA does not necessarily mean a profitable company. The £2B is client assests (an average of £2000 per account), a sign of success but not of profitability.

Sure but your original post was based on a potentially incorrect assumption that the invest side was still funded by CFDs. The reality is we won’t know until we see the 2020 or possibly 2021 accounts - whenever we see the full impact of cost reductions and share lending income. We know that T212 ha…

That was only introduced recently though, don’t think we’ll see a big impact of that until the following year

If Trading212 charged a monthly fee for invest/isa accounts of let’s say £2 a month? - would you pay?

[image] Would you pay for a premium CFD trading on T212? 💬 Trading 212 chat I would be happy to pay if I get: Fixed spread: raw or raw + fixed % Reasonable swap fees: based on a fixed APR for all equities. More stocks to trade More extended hours trading What do you thi…

[image] Alien: In 2019, the company filed a loss. As far as I seen, the cause of loss were excessive card/transaction fees covered by T212, thus they introduced the 0.7% fee to cover those costs.

0.7% is ridiculously high, I was shocked when I saw it. And it really did make up a huge proportion of expenses so was definitely a justified move

That’s what T212 will charge, not necessarily what the banks charge T212.

[image] Alien: less people Also I think you mean ‘fewer people’. Pet peeve of mine. :wink:

The future of trading on T212

💬 Trading 212 chat

Alien February 7, 2021, 9:02pm 21

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The future of trading on T212

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