Simple question. Does Trading 212 allow me to transfer my company Save As You Earn (SAYE) to my Trading 212 ISA account?
I have options, which I intend to execute in the next month. As soon as I’ve done so, I want to transfer them to my Trading 212 ISA. Both because I want to keep them, and because I don’t want to pay CGT on my options when I sell them in the future.
A question, have you checked if what you are suggesting is allowed under HMRC rules?
People trying to avoid income tax at its finest!
Execute your options March 2026 and you can straddle current and next tax year, depending on the 20k limit
FYI - @WeB - Perfectly legal and a good strategy **
Tax and Employee Share Schemes: Transferring your shares to an ISA - GOV.UK
You can transfer up to £20,000 of employee shares into a stocks and shares Individual Savings Account (ISA) if you have shares in a:
Save As You Earn (SAYE) scheme
Share Incentive Plan (SIP)
Your ISA provider must agree to the transfer.
You will not have to pay Capital Gains Tax on any gains you make on your shares if you move them to an ISA.
**You must transfer your shares to your ISA within 90 days of when you took out your SIP or SAYE shares.
I know it’s legal. The question is does Trading 212 support it, or do I need to open another ISA elsewhere?
Such transfers aren’t supported from/to our S&S ISA - only the Invest (GIA). If that changes in the future, we’ll let you know.