What % do you have in cash / What % is fully invested in the market right now?

Buy the dip?

Looking good mate, don’t worry it will rebound to 1000 each soon.

Did you photoshop it?

Did you edit it on Photoshop? :wink:

Omg I can’t stop laughing haha

Good man, you know how to do it like a pro. Good luck :wink:

  • keep $50k cash on option trading, withdraw $9.9k every time it gets close to $60k (IRS leaves you alone below 10k)
  • £10k on some random HSBC interest account as an emergency fund (i am old emergencies cost money)
  • 5% invested in gold (interest paying account in Turkey)
  • 10% in select few ETFs
  • 85% invested in shares (153 different ones at the mo)

I have been investing for a lot of years, been through .com boom, been through real estate boom. My overall portfolio is averaging 17% CAGR over 2 decades now, and I am rather happy with that.

That’s amazing Kali, congrats, you did better than Buffett over that term. Haha.

I actually did most things buffet did like KO and APPLE (I sold my apple later on tho)

but I did some more lucky things.
For example I was an owner of Toy’s R Us before it went private, or I have been buying CHD almost every month since early 2000s just CHD + dividend reinvestment beats Mr. Buffet.

How do you calculate your CAGR if you surely didn’t invest a lump sum in day 1.

For example every time I buy more of a stock or ETF I previously owned in T212, the % gain reduces because the overall ratio profit/invested is reduced.
Plus there are surely some securities or products you just got into way after the first ones from day 1.

How do you calculate CAGR with such a mixed portfolio?

CAGR on continuous time series is not very meaningful you are correct, I actually use TTWROR (or XIRR) since I started using Portfolio Performance. CAGR value is extrapolated from that.

Sample portfolio performance chart since Oct 2018.

Red -> my portfolio
bottom continious black -> SNP500USD
bottom dotted black -> SNP500GBP denominated.
top dashed black -> NASDAQ100

so this works is assume I bought 100$ worth of CHD in my portfolio, the benchmarks also buy 100$ worth of benchmark at that exact date. So It is not a 100% comparison of me vs SNP500 but it is a 100% comparison of what would have happened if I invested in those benchmarks at the exact times I invested in my choice of shares.

Yolo with Elon&TSLA. 2D moon :trolleybus:

I tend to just spend my free funds, so I’m basically keeping it below €10.
As %cash I don’t work in %. I’ve roughly calculated 6 months expenses as my safe buffer. Had some yearly expenses last month so this is a bit lower than what I prefer so I’m investing a bit less to increase the buffer.

100% minus 25% minus a bit more :joy::joy:

Hahahah Good job wise guy :nerd_face: pity it dropped already or I would have bought at all time high also following your tips

During these uncertain times that might and probably will lead to another correction or major crash I switched my investment from a 100% in stocks to 45% Stocks (included one ETF), 10% commodities and 45% Bonds. Of course this is the investment, I still have safe cash in the bank, you shall always keep at least 6 months to 1 year (the money you are probably going to spend in that time frame) savings in the bank.