What % do you have in cash / What % is fully invested in the market right now?

Buy the dip?

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Looking good mate, don’t worry it will rebound to 1000 each soon.

Did you photoshop it?

Did you edit it on Photoshop? :wink:

Omg I can’t stop laughing haha

Good man, you know how to do it like a pro. Good luck :wink:

  • keep $50k cash on option trading, withdraw $9.9k every time it gets close to $60k (IRS leaves you alone below 10k)
  • £10k on some random HSBC interest account as an emergency fund (i am old emergencies cost money)
  • 5% invested in gold (interest paying account in Turkey)
  • 10% in select few ETFs
  • 85% invested in shares (153 different ones at the mo)

I have been investing for a lot of years, been through .com boom, been through real estate boom. My overall portfolio is averaging 17% CAGR over 2 decades now, and I am rather happy with that.

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That’s amazing Kali, congrats, you did better than Buffett over that term. Haha.

I actually did most things buffet did like KO and APPLE (I sold my apple later on tho)

but I did some more lucky things.
For example I was an owner of Toy’s R Us before it went private, or I have been buying CHD almost every month since early 2000s just CHD + dividend reinvestment beats Mr. Buffet.

How do you calculate your CAGR if you surely didn’t invest a lump sum in day 1.

For example every time I buy more of a stock or ETF I previously owned in T212, the % gain reduces because the overall ratio profit/invested is reduced.
Plus there are surely some securities or products you just got into way after the first ones from day 1.

How do you calculate CAGR with such a mixed portfolio?

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CAGR on continuous time series is not very meaningful you are correct, I actually use TTWROR (or XIRR) since I started using Portfolio Performance. CAGR value is extrapolated from that.

Sample portfolio performance chart since Oct 2018.

Red -> my portfolio
bottom continious black -> SNP500USD
bottom dotted black -> SNP500GBP denominated.
top dashed black -> NASDAQ100

so this works is assume I bought 100$ worth of CHD in my portfolio, the benchmarks also buy 100$ worth of benchmark at that exact date. So It is not a 100% comparison of me vs SNP500 but it is a 100% comparison of what would have happened if I invested in those benchmarks at the exact times I invested in my choice of shares.

Yolo with Elon&TSLA. 2D moon :trolleybus:

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I tend to just spend my free funds, so I’m basically keeping it below €10.
As %cash I don’t work in %. I’ve roughly calculated 6 months expenses as my safe buffer. Had some yearly expenses last month so this is a bit lower than what I prefer so I’m investing a bit less to increase the buffer.

100% minus 25% minus a bit more :joy::joy:

Hahahah Good job wise guy :nerd_face: pity it dropped already or I would have bought at all time high also following your tips

During these uncertain times that might and probably will lead to another correction or major crash I switched my investment from a 100% in stocks to 45% Stocks (included one ETF), 10% commodities and 45% Bonds. Of course this is the investment, I still have safe cash in the bank, you shall always keep at least 6 months to 1 year (the money you are probably going to spend in that time frame) savings in the bank.