How Bad/Good your portfolio & strategy

With all the doom and gloom, i thought we could maybe have some fun and bounce of ideas from each other.

So the topic is how bad/good is your portfolio and what is your strategy?

Am on negative 16% and i have been drip feeding tiny amounts almost on daily basis. The rationale is that i don’t where or when the market will bottom.

All opinion welcomed :wink:

I would recommend “how to make money in stocks” by William O’Neil. Being in cash in a bear market has been stress free and can make plenty of money going forward when things get better

Depends on what time period your -16% is over. Since I started in 2020, my portfolio is up 56%, whereas if I was invested in the S&P 500 I would be up only 13%. See my portfolio here (better on desktop). Measuring against an index makes it easy to assess your performance.

1 Like

I trust that the quality of most of my holdings will ride this out well long term :sweat_smile:

Keep a good cash buffer so you don’t need to sell in a negative market, and remind yourself that it’s a long term game and why you picked your investments. If the rationale still stands, keep holding them.

The only reason I’m not buying more right now, is because I’m tempted to downsize slightly and go mortgage free in 2023. So without dipping into my emergency fund, I need to raise some additional cash for solicitors fees and all that nonsense.

Also, I’ve been enjoying life so I’m off :flight_departure: :world_map: the next few weeks, so need to fund that as well :blush:

3 Likes

Now that’s a wonder :thinking:
Ain’t your mortgage your cheapest overcollaterized debt?
Plus surely, with current inflationary environment, no way you’re not getting wealthier by the minute just by having an outstanding debt. (Relatively to not having it ofc)

It’s the cheapest debt yes, and house prices in theory should go up with inflation, but your debt will not. By downsizing I reduce leverage in property inflation, but increase my monthly free cash flow. I could invest more, or buy a second property. I could even rent out the spare room, to help finance the second property.

I would recommend looking into NextGen Energy ’ NXE’, I’m holding a healthy amount of stocks that I bought last Monday. In my eyes the stock have just completed 2 wave and we’re expecting to shoot into wave 3 (the longest wave).

As you might of guessed I use Elliott wave as a strategy which has served me well over the past 4 years. (2 years full time trading)

Nothing to do with house prices. Reducing debt cheaper than inflation is real net negative NPV, that’s all.

But cash flow is king, so your call truly.

1 Like

The businesses are doing very well, some of my favourites:

Boston Omaha
Markel
Nelnet
Unilever
Tritax Big Box

And lucky me, they are all on sale if I want to own more of them (well aside from Unilever which is up for year).

Have some riskier plays such as GAN and SYME, but overall got some good companies in there such as Sylvania Platinum, JD Sports, Jungheinrich and Nintendo.

Hoping in the long term they do extremely well.

I also have Taylor Matitine Investments, which is apparently an inflation hedge as well as TriTax Eurobox (I wanted more exposure in Europe).