I have £18k invested in FTSE Global All Cap in my Vanguard account of which I have put £6k this tax year. I have also put £11k in Cash ISAs this year, so have £3k allowance remaining.
WIth the recent fee changes, I want to move my S&S ISA to T212 but know that VAFTGAG isn’t offered by T212.
I can do a cash transfer but that would involve Vanguard selling my fund and transferring the cash amount to T212. I would then use that money to buy funds in T212. Would I only be able to use £3k of the £18k to buy in T212 or can I use the full £18k this tax year?
Alternatively, I can switch my Vanguard fund to VWRP and transfer this In Specie to T212. I presume this would transfer the full £18k value across and still have the £k left to invest?