Hello all,
Looking to build up my portfolio in EFT which pay dividends monthly, is there a quick way to find out which ETF pay dividends monthly or do I need to do a Michael Burry and look at each one individually?
Thanks,
SEMB for monthly interest from international bonds. I’m using justetf.com but maybe there is a better way.
I’ve got SEMB and STHS and ya I also use that site for looking at dividends as it makes it clear
ETF dividend frequency feels like a constant question on here… let me hack together a table for you… bear with me… 10 minutes…
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OK, done @Mistwarden
https://finki.io/Dividends/ETFfrequency.html
Link to FinKi Search to see where these ETFs are tradeable
Intentionally no “YIELD” as this is such an unexact science and is subject to change daily … (ie…build that yourself if you like via the FinKi API)
Any way
Enjoy
Update:
(some FinKi Links will be slow, some will bomb out, 99% will load OK if you give them a second… there is intense load on the server right now!!!)
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Thank you so much @Finki just what I was looking for.
I see there’s are 780 odd entries on that link, is that generated from a list that T212 has or will have access to buy on or another list of ETF entirely?
Going to have a sit-down and have a look at them 
Nope. It’s a list (with 95% accuracy) of any ETF not listed in the US that has paid a dividend in the last 12 months.
That’s why I included the finki Search button o you can see where they are available for purchase… I realise you won’t click through all 800… but it was just to help
Got ya, can you explain like I’m 5 why not being listed in the US is a factor? I’ve had a search of the ones that pay monthly and found 10 that I like the look of that are on T212 so going to read over them and figure out how to fit them into my portfoilo.
US ETFs don’t meet European Regulations laid down in the UCITS/MiFID II directives and therefore are prevented from being sold in Europe.
There are technicalities to this such as being an “accredited” investor but generally you should assume for now that any US ETF will not be legally able to be sold in any European country.
It’s to do with boring pre-sale documentation that nobody pays attention too anyway but US ETFs don’t produce these documents.
Here is a good list:
ERF ;
RIOCF ;
MAIN ;
PBA ;
LTC ;
O ;
STAG ;
GAIN ;
IPPLF
Amazing thank you. Monthly payers are not always thes one’s to focus on but good to know where to find the best ones!
I always look very carefully on these monthly payers… beside some few expectations, usually they have bad overall performance.
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I see how monthly can undermine the growth of the fund as it’s paying out each month and as such not using the money to build. i’m still very much dipping my toes into S&S investing so I’m still finding what i like, risk tolerance etc. but I found that I do enjoy seeing my dividend tick in.
ETFs are good for being hands off to those who don’t want/have the time to spend on managing everything personally, there’s also less risk compared to picking the wrong stock to put your money in as the ETF gives you a portion of all the stocks in the portfolio by default so much more stable.
the problem is that tax-wise they are not amazing, even in an ISA picking the wrong type of ETF can incur greater true costs than just the listed fee, with some cases being a reduction of about 40% of effective profits or so from what I have seen from other community members posts (in invest). that’s without factoring in the potential costs of FX rates that vary on each payment date so 2 payments of the same amount may result in 1 of your payments being less than expected because currency flipflops.
the best performing ETFs tend to be those that only pay twice a year or so, followed closely by those that pay each quarter. the less payments made, the more time the money can boost the ETF (in theory, since they sit on so much cash anyways). and also the fewer payments, fewer taxable events to deal with later.
growth ETFs are a little different as they don’t pay dividends, but can prove profitable if managed well and a few lucky breaks result in the ETF pulling ahead of the market some.
there are volatile and stable stocks, so if you are still dipping your toes in S&S, it wouldn’t hurt to put a little money into some stable individual stocks. Realty Income (O) being a good one as the price doesn’t fluctuate too much in a short span, they also pay monthly and all around a good reliable company. companies like coca cola and pepsico are also pretty good for being stable and paying growing dividends. both pepsi and realty are at a bit of a lower price recently due to the pandemic but aren’t seeing any real problems that won’t resolve themselves once lockdowns begin to lift.