I also recently heard of Tritax Big Box - could that be a good one to choose?
I donāt invest in many UK stocks as theyāre quite stagnant. But Big Box is one I do have. Hereās my entire pie here, you should have a look through these stocks for sure, especially the higher up ones.
https://trading212.com/pies/l71Ni7TtQNiKc5BeEAWEr8h5vkqw
And donāt forget again I have a YouTube channel aimed at young investors
And definitely have a look at Visa and MasterCard
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Doesnāt the tax on US dividends take off quite a chunk from what you should be getting?
And the FX impact?
15% isnāt awful, much better dividend stocks there with higher yields, definitely make up for that 15%. And FX is fairly consistent over the long term, I wouldnāt worry about it too much, and US dollar is likely to grow stronger over the pound, which would actually increase your return. Donāt be scared to invest international, I would personally say itās much riskier investing in UK stocks alone
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Iāve also been considering Unilever and Reckitt Benckiser, but the price seems very big compared to the dividend. ??
OK thanks. I already have Ā£15 invested in Johnson and Johnson, so I will probably continue with them.
Unilever and Johnson and Johnson I both hold, price definitely is reasonable on Unilever. Itās on LSE as well which is handy
Do you have any thoughts on Reckitt Benckiser? Iām also thinking about Visa.
Never looked into it but profit looks quite inconsistent, been at a loss the past year or so, not sure whatās really going on with them
Would you say that a good long term dividend stock should be profitable every single year?
By the way thanks for answering all these questions 
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Yes, if youāre looming dividends you need a really consistent company that wonāt be forced to cut its dividends. You can get great stocks like that, no need to look for stocks that are struggling and share price is all over the place, when you can get the same yield with companies with share price growth in a straight line up and a low payout ratio. Just suggest maybe going with the more obvious choices than trying to find good opportunities, at least for the bulk of your portfolio.
Hereās a list of the things I do before buying a stock
- Straight away get off trading 212 and go to yahoo finance or something and get a max graph on stock growth. T212 only goes back to around 2012. If it isnāt going up consistently then itās probably not a good pick.
- Look at recent share price, still going up? And specially for now, has it recover from COVID drop or is it still below highs?
- P/E whatās the value like, if itās below 10 itās really cheap, but you need to check the reason. Is it a serious issue in the company or is it being priced wrong and is definitely a good bit right now. Too high really depends on the business, but letās say over 30, you could get away with cost averaging but wouldnāt lump sum invest incase it drops
- Dividend yield and payout ratio. This is the core of my dividend investing choices after all the above. Itās one of my first videos so quality isnāt great but content is perfect. The Payout Ratio matrix really lets you know the quality of the company
https://youtu.be/Ni5Kybn2B5U - Go have a look at dividend growth numbers and dividend history and everything to see how dedicated they are to their dividends. I know yield could look good but theyāre likely to cut it if itās too high for sure, but long term dividend payers will try their Best not to
- Just looks overall into the business and itās ins and outs, all the little details before coming with a conclusion
- Keep on looking into it and checking up on it. Businesses can change quickly. Always make sure your money is in a good place, and if you donāt feel competent in doing this again ETFs are a good choice.Once my portfolio grows Iām going to allocate more and more to them to make my money safer. But for now Iām happy with the risk as I donāt have much to lose.
Itās your choice who you invest in, but just make sure the returns are at least close to the index or youāre just wasting your time in it!
Hope this really helps, basically what I do. The first few steps help you to quickly cut off stocks before wasting you time looking into them too much
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Wow thanks so much for all this advice!!! I will definitely go through these points when choosing new stocks. Again, thanks 
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It depends on preference. I personally tend to look at Balance Sheets and if they have sufficient cash.
Trading 212 for example includes the debt as a percentage of assets (though it may well be out of date) of a company on the app and you can also see its cash available. I donāt tend to invest in companies with debt over 80% (I scrutinise them more) and ideally I like it to be under 50%. Personal preference really.
Also, if you are researching them really in depth then you probably want to look at whether other companies in the sector are better than them and whether the sector has a future. eg. an quick example on a newspaper: Maybe its sales of paper newspapers have declinining revenues (Sales / money) but the company has several online newspapers that areproviding significant revenue and are growing quicklyā¦ (I donāt recommend investing in online newspapers, its just a example)
Different people have different methods. See @jcksmith850ās analysis on Legal and General,@Scrooge_McCodfās analysis of Pan African Resources or mine on Neurones as an example:
Note: I am NOT suggesting that you invest in any of these companies and the posts are a few months old therefore the price of the companiesā is different, its just a example of what different people look at when they evaluate a company.
https://community.trading212.com/t/fundamental-analysis-of-legal-general-lgen/6471?u=equityinvestor
The Pan African Resources analysis is mainly on an article: https://medium.com/@Codf/theres-lots-to-love-about-pan-african-resources-df6e5eb7acc3?_branch_match_id=788891637095249184
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Ok another poll about thumbnails (sorry)
1
2
- 1 (Triangle)
- 2 (Paint Stroke)
0 voters
Any other feedback would be appreciated, really trying to perfect them 
Well Pains stroke is nicer design, but triangle color wins it for me.
The stroke text and background look like some horror movie from 60s credits. Imho
Iāll darken the background later like the top one and see if thatās any better
Paint strokes for me.
As an aside, and donāt take this the wrong way, but would you consider removing yourself from the thumbnail? I could be in a majority but for me there are a lot of subliminal messages I get from these types of thumbnails and theyāre rarely good. I tend to find theyāre only there to hype and a lot of the time bear no reflection on the content of the video.
Iāll forego the worst offenders for me as Iām sure theyāre on here and I donāt want to offend.
Just a thought, but Iām old so maybe Iām the wrong target audienceā¦! 
Paint stroke for sure without me in it. Looks a lot better. But the reason I put myself in the thumbnails isnāt because I love myself lol, itās just YouTube videos get more clicks with faces in the thumbnails, just how it is! My click through rate has been very good averaging 8.6% so I guess it works, just constantly trying to optimise them.
Think I like the triangle because it gives the background image more room, but the paint stroke does look a lot cleaner. Need to figure out how to make the Trading 212 logo more clear on it though with the darker backgrounds like this o e, maybe use the white logo instead!
Confusing, which is why Iām asking here for outside input, so thanks I really appreciate it!
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And please donāt think I was getting at that. 
I didnāt know that about the click through rate, thatās interesting. And to my earlier comment, I havenāt found that criticism with your expressions. Very neutral. 
And get 212ās name out of there until they make you an affiliate. 