First of all, Trading212 support told me that there is a currency conversion fee when spending GBP as non-GBP
This is no longer valid since December 2024.
FX fee is not being applied to card transactions during which a currency conversion occurs.
It’s mentioned in the first post of this thread, it was also asked (and answered) in this thread, it was announced in a dedicated thread here: 💳 Goodbye FX fee and it’s been plastered on pretty much every T212 card related announcement/page since.
.. one cannot even just move all monies into the spending pot, to have one account per currency, because interest keeps dropping into the main pot
Why can’t you? Just have everything in your spending pot and move the interest over like once per month.
It’s not like the ~0,35% of your total balance that you get in interest every month makes much difference in terms of increasing your spending capabilities anyway.
I get that you (and others) don’t like this feature, on the other hand there are people that have asked for this and like to have it.
I’m sure T212 welcomes feedback and constructive criticism, so I’d say instead of emotional outbursts and entitled whining, try posting suggestions on how it can be changed and improved to make it work for you while not making it worse or completely taking it away from others.