@GreKomyu multi-currency isn’t on the table anytime soon. think 1+ years before we can expect the feature to be reviewed again. They are looking to expand the bank transfer options I believe for EU customers, but I don’t know the timescale for that. I assume there may be an update once the EU onboarding moves onto the next stage (which would be moving existing EU customers from the UK entity to the EU entity) after all the stocks and ETPs having been copied over.
however, money is not being wasted if you are investing it. it’s not like spending it on junk food or various limited services. 0.7% is rather cheap compared to the alternatives. there is currently no way to avoid the fee’s and if they had plans to introduce monthly free transfers they would have done so at the time they implemented the fee’s IMO, since the whole point was to cover the costs incurred by allowing card transactions.