My top 5 
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Iāve added some new ingredients to my portfolio: bond ETFs (VGOV & SLXX) and a new conglomerate (LVMH) to keep company to BRK.B. Also, Iāve reduced the allocation to BDCs and added AMZN and GOOGL as long term holdings. Finally, Iāve added to my FWRG position and limited the total number of holdings to 12.
Most importantly, no more random buying/selling, and eyes fixed on the long term .
Here are the top 5 holdings:
Iāve trimmed a bit of profit off Starbucks since August. Done really well with Uber. Less so with Humana.
Amazon 4.0%
Nvidia 3.9%
Alphabet 3.6%
Adyen 3.5%
Uber 3.5%
Netflix 3.4%
Starbucks 3.3%
Zoetis 3.1%
FMC 3.1%
Berkshire Hathaway 3.0%
Alphabet 4.0%
Amazon 4.0%
Zoetis 3.6%
Nvidia 3.6%
Adyen 3.5%
Microsoft 3.5%
Netflix 3.4%
Berkshire Hathaway 3.2%
Visa 3.2%
Uber 2.9%
Not as much of a change in 4 months as Iād have expected
Anybody getting shy of US stocks since the orange lunatic has been allowed to let fly?
Iām finding myself steering towards non US stocksā¦
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Yes, I switched from S&P500 to VWRL, which I know is still about 65% US but not 100% at least. And buying more Japan, if itās good enough for Warren Buffet, then itās good enough for me!
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Iāve decided to stick with the S&P but Iāve been beefing up positions in stocks like MELI, ADYEN, ASML and TSM for wider exposure.
Japanās one part of the world I donāt have much/any exposure to. Iāve flirted with Nintendo before and may take another look.
Iād love to add a home bias but I struggle to find UK stocks to get excited about. Itās slim pickings. All I have is some WISE shares I picked up at a good price a few years ago.
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Greggs GRG: Iām convinced they can become like Mcdonalds but of bakeries, at least in the UK that is. A local company rapidly expanding across the country after being a regional favourite for decadesā¦ and, I need sausage rolls and stake bakes way more than AI. Theyāre doing drive throughs now too!
Torm: Insane dividend potential (weāll see). Zim: needs a mention here too but these seem way to good to be true.
Stellantis: Same as above
B&M: This was my highest performing stock when everything went down. In the Green when most were red. 10% dividend too.
BMW: Itās my 4th largest holding, solid brand good dividends. I like the idea of dividends but Iām new to this so weāll see!
HermĆØs (33%)
Ferrari (27%)
SociƩtƩ des Bains de Mer (11%)
LāOrĆ©al (10%)
Goldman Sachs Group (6%)
Mastercard (6%)
Apple (7%)
Seven holdings for seven years.
Should pay for one day of 2032 Council Tax bill.
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almost 50% of the tax Iāve paid in 2023/24 was apparently spent on welfare + interest payments 
UK is following the solid steps of Argentina in 1940/50/60s itās difficult to get excited.
Iāve some BA.L, REL.L and AZN.L but not with any significant weight. I got some huge amount of DGE but itās in the doghouse for a while now.
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For a UK investor Iām going to stick with:
VWRP/HMWO/FWRG/FCIT and CHRY for some private equity exposure.
This is my current portfolio. I believe less is more and diversification is useless. People should stick to ETFs instead of owning 50 individual random stocks or own only a few, well researched and high quality stocks.
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do you know what is the difference between vwrl and vwrd? It seems to be currency but I dont get it as the underlying stocks would still be in other currencies?
Just the currency.
VWRP, VWRL and VWRD are all effectively listed share classes in the same underlying fund.
Accumulation / Distributing / GBP / USD.
I would buy the one in your currency to avoid 0.15% fx fees as I believe the spreads only a few bp last I checked.
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@Dougal1984 thanks, so with vwrp you buy in GBP and its the accumulating fund? where would the 0.15% charge come in, is that just for the initial purchase? or if you have the distributing vwrl or vwrd one would you pay the charge each time you get dividends too?
The fund fees are accrued daily and included in the NAV/price so to speak. You donāt need to do anything to pay them.
Bit of a change of order but largely similar top 10 for me:
Zoetis 4.3%
Alphabet 4.3%
Netflix 4.1%
Microsoft 3.9%
Amazon 3.8%
Adyen 3.7%
Uber 3.6%
Nvidia 3.6%
Visa 3.4%
Berkshire Hathaway 3.3%
| Company | Weight | IRR |
|---|---|---|
| Intellego | 40% | 303% |
| Unibail Rodamco | 15% | 18% |
| KlƩpierre | 9% | 23% |
| ING Groep | 8% | 31% |
| NN Group | 7% | 28% |
What do you have against random stocks?
I love random stocks (I never heard of before or have any idea of what they do) - they make me the most money.