Started with ETFs on Vanguard (in hind sight not the best move), I’ve since moved to picking single stocks on Trading 212 for long and medium term growth with MUCH better results.
I post 2 videos a week on the stocks I am considering and also give weekly updates on my portfolio every Saturday (so that I am fully accountable for my decisions)
I would appreciate any feedback and food for thought
I’ll take a look tomorrow 
Workhorse without a shadow of a doubt has been my best performing stock of the year, closely followed by Square which returned 55% for me this year
I WISH I HAD BOUGHT MORE 
I break down the recent Hitachi Deal and remember, Workhorse is available on Trading212
Never heard of Workhorse. Their financials don’t look the best to me, but you can’t deny that growth.
You got balls of steel. Plus I wouldn’t want over 85k in T212 cus if they go down you’re only protected so much with the FSCS.
How do you come to a value of 10 trillion, that’s more than all automotive companies combined and some, sounds like BS. Please elaborate?
Their growth has been immense this year brand it’s because they do have some strong catalysts that will change the direction of this company
This morning, news broke that Trevor Milton is stepping down from his position with Nikola
This is surely not over as he blatantly lied to investors on multiple accounts
He reminds me of Elizabeth Holmes from Theranos but more savage
What are your thoughts Guys and will you be buying NKLA today?
Here are my thoughts regarding the situation
Hey everyone, just released a new video on my channel could be something that can be used alongside T212.
He’s been reaching out too all of us it seems. Do like the app though tbh. Just for starting research
I tried out this app and found it extremely sluggish and buggy on Android. And I’ve a decent phone. The dev said they’re working on sorting out the Android version. I think the iOS one is fine.
I tried out a few of these different StOnK profiler sites. Funny thing is they all disagreed with each other. So I just gave up and stuck my money into an investment trust and let somebody else decide for me. Don’t really have time to be juggling sToNkS in a portfolio and constantly reviewing PE ratios etc
I like the concept of it. Going to try it out for a year and see how I get along with it. Mainly going to use it for discovering new stocks as you said a starting point for research.
Good overview of the app. I’ve been using it for a couple of weeks now and quite enjoy it. Lots of stuff to take in but gradually I find them all pretty useful. Love their insights part of the app. Still learning about how they rank everything but so far pretty good!
I’m on Android as well but didn’t have much issue so far. Very occcasionally when I tap into one of the collections it may take a while cuz I guess behind the scene lots of calculations are taking place.
What version of the app you got? Maybe that’s why.
That was a couple of months ago when I had the app. Maybe they sorted it out.
It’s not lightening fast, but I am not put off by my experience so far, regarding app performance, even though faster is always better to me
I enjoyed that video taking us through the Trading 212 finances. However, I think it is unnecessarily emotive to say “that income from CFDs is from a load of investors losing money.” This seems to imply that Trading 212 profits are directly geared to client loses.
But it is not the case that Trading 212’s CFD profits depend upon investors losing money. Rather profit comes from providing the service of a CDF platform. By providing this service Trading 212 earns a (very good) margin after costs. Some users make money, some lose, but Trading 212 makes a margin either way.
One would not say “Starbucks makes income from a loads of people losing money at its shops.” Or “Aviva makes income from loads of people losing money on life insurance.”
I suppose it could be correct to say that “Royal Caribbean used to make income from people losing money in its cruise ship casinos.” But even then there is a service being sold of entertainment and potential to win which customers view as being worth to pay for.
Glad you enjoyed.
In relation to your point about CFDs, well that’s the case isn’t it? Trading 212 have a clear user agreement when you sign up to use their online brokerage and so there is a clear warning that with CFDs there are clear statistics and data when it comes down to making and losing money.
As per their 2018 financial statements, we can see there being only one line item in relation to revenue streams, this being to revenue and income generated from CFDs. So you can suggest or like what you want, but the financial statements say it all and that is that the majority of revenues are attributed towards CFD revenues generated due to client losses.
Your case with Starbucks, Aviva and Royal Caribbean is a whole different story. These businesses are completely different. They operate in completely different sectors. Have completely different management. Have completely different structures and customer bases as well as completely different products. In fact, they cannot be compared to an online brokerage at all. They have different revenue streams.
With brokerages there are people that lose money (it’s always the case, your capital is at risk). In relation to Starbucks, it’s a complete polar opposite. You can’t say that someone loses money. They are willingly using their cash to buy coffees and their range of products.
The company accounts say that in the CFD business Trading 212 operates “on a matched principal basis, fully hedging all client positions and profiting from a tighter spread offered by its counterparties than it offers to its clients.”
That is why I feel it is a misapprehension to think of Trading 212’s income as generated by client losses. Because they operate the business with full hedging, Trading 212’s profit depends on volume of activity, including both client gains and losses. It is not as if every loss to a client is a gain to Trading 212 and every gain by a client is a loss to Trading 212. The incentive will be for Trading 212 to increase volume and remain competitive by offering a service that compares favourably with other CFD providers. Subject to earning a margin after covering their costs of infrastructure, administration, hedging with their counterparties and overnight interest, Trading 212 will actually have the incentive to see its customers profitable and happy with the service so that their platform is preferred to alternatives. It is the same with any business that provides a service.
Yes Richard and I have looked into it before with the team, and they do not make money off your loses and therefore they have no interest in the profitability of users. I haven’t watched your video yet I haven’t had a chance, but it’s just to make you aware that Trading 212 do not have a conflict of interest with it’s users.
To simplify, Trading 212 makes money in 3 ways I believe:
I’ve been meaning to make a video clarifying this with the official wording from Trading 212, haven’t got around to it yet though. I’ll be sure to post it when I do!
Hey T212 Community
Well this week was an interesting week for WORKHORSE #WKHS Stock, dropping over 25% at the start of the week
Only to recover 12% on Friday as we find out Cathie Woods Ark Invest loaded up on the dips
As well as new major developments regarding the USPS contract value and longer range achievements with the C Series trucks
I created a video breaking it all down and hope you gain some value
